Loveland Homes with Full Basement

Welcome to Loveland, Colorado—a vibrant city nestled in the heart of Larimer County, where breathtaking mountain views meet a rich tapestry of community spirit and outdoor adventure. Known for its stunning landscapes and artistic charm, Loveland offers a unique blend of suburban tranquility and urban convenience, making it a desirable place to call home.

One of the standout features of homes in Loveland is the availability of properties with full basements. Imagine the potential! These versatile spaces can serve as cozy family rooms, entertainment hubs, or even a personal gym—perfect for those seeking extra room to grow. Whether you envision a chic home office, a playroom for the kids, or a serene retreat, a full basement adds significant value and flexibility to your living space.

Loveland's real estate market caters to a wide range of preferences, from charming historic homes to modern builds. The community is known for its friendly atmosphere, excellent schools, and an array of parks and recreational opportunities, including access to the picturesque Boyd Lake State Park and the scenic trails of the Rocky Mountain National Park.

With a vibrant downtown area filled with unique shops, art galleries, and delightful eateries, Loveland is not just a place to live—it's a lifestyle. Whether you're a first-time buyer or looking to expand your investment portfolio, Loveland's homes with full basements offer the perfect canvas to create your dream space. Explore the possibilities and discover why Loveland is a wonderful place to plant your roots!

Newest Loveland Homes with Full Basement

$482,000

3 Beds ⋅ 3 Baths ⋅ IR1069909 MLS

SOLD BEFORE PUBLISHED Holyoke by Aspen Homes. 2-story w/3 bed, 2.5 bath w/full unfinished daylight bsmt. Bright open plan thru kitchen, dining & living room. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. Primary suite w/5 pc bath, walk-in shower & walk-in closet. Back deck and 10X14 lower patio. AC & active radon! Highly efficient w/ 95% eff furnace, tankless H20, HERS energy tests, E-Star windows. Class 4 roof. Rear lot line fence included. Front yard landscape included & maintained by HOA See listing team for other homes & floor plans available from Aspen Homes at Wilson Commons. Single family homes & paired homes available. $5000 preferred lender incentive!

4718 Degas Dr, Loveland

Courtesy of RE/MAX Alliance-FTC South . 9705673942

$469,000

3 Beds ⋅ 2 Baths ⋅ IR1069904 MLS

A MUST SEE RENOVATED HOME AT THIS PRICE POINT!!! Move-in ready home set on a 0.23-acre lot and surrounded by mature trees and lush plantings, creating a peaceful, forest-like setting that feels tucked away yet close to everything. Lovingly maintained with numerous upgrades, including a newer roof, upstairs flooring and bathroom renovation, and major system improvements, this home offers peace of mind and a polished, ready-to-enjoy feel from the start. FULLY REMODELED and updated kitchen is equipped with stainless steel appliances, quartz countertops, a honeycomb backsplash, and soft-close doors and drawers. Upstairs, newer flooring leads you to three versatile bedrooms, including the primary suite with a larger closet space, and an updated shared bathroom, creating a clean and refreshed feel throughout the upper level. The basement was recently repainted and installed with new lighting, offering a spacious entertainment area with a fireplace, along with an additional bonus room that can be used as a storage space to keep everything organized. The fenced backyard feels like your own escape and includes a concrete patio, a sunroom for year-round enjoyment, and a small shed for extra storage, all surrounded by greenery that enhances the sense of privacy. Centrally located with easy access to Loveland's local hot spots, dining, and everyday conveniences, everything you need is just minutes away. With updates throughout and a well-cared-for interior and exterior, this home offers a seamless move-in experience that is ready to be enjoyed from day one.

1210 Gard Pl, Loveland

Courtesy of Kittle Real Estate . 9702189200

$1,222,000

5 Beds ⋅ 5 Baths ⋅ IR1069858 MLS

The goal is to call this HOME- and to live a life well lived! This Mariana Cove custom home will entertain a heathy and peaceful lifestyle and offers phenomenal opportunities for entertaining. The lake views, surrounding open space, abundant wildlife, and privacy create a true Colorado lifestyle. The abundant natural light that pours into this home warms the space and welcomes you in. You'll love the floorplan with both formal areas, as well as a great room, main level dedicated office, and you do not want to miss the newly added stunning screened in porch with a hot tub, entertainment area and resting space. The kitchen offers easy access to the deck and outdoor garden, a center island, breakfast nook, a large pantry and a small workstation. This home has all new HVAC systems, new exterior paint, new gutters, new landscaping, new window coverings, new LVP flooring, new fixtures, a new deck, firepit, grilling/smoke pit, and so much more!! Not to be missed is the phenomenal garage, which offers an oversized 2 car garage, plus a 50 ft deep garage for your RV, van, boat, toys, or this would make a great shop, warehouse, in-home business space, or use your imagination! Upstairs you will find a luxury primary bedroom suite, plus 3 additional large bedrooms, 2 additional bathrooms and a loft area overlooking the family room. The full basement offers a rec room, shop space, storage area, and an additional full bathroom and a large bedroom area. The lifestyle here is...go for a hike, walk to the lake and bring the paddle board, a quick jaunt to the new/old town Loveland for shopping, dining, and the next morning a quick run up to Estes Park and Rocky Mountain National Park, then come home soak in the hot tub, and relax! Don't miss this spectacular home! No Metro District and Low HOA.

344 Cove Dr, Loveland

Courtesy of Elevations Real Estate, LLC . 9705352000

$569,500

4 Beds ⋅ 4 Baths ⋅ IR1069703 MLS

Welcome to this beautifully maintained 4-bedroom, 4-bath, two-story home in Loveland's Copper Ridge neighborhood. Built in 2020 and offering over 2,200 finished square feet, this home is in excellent condition and truly move-in ready. The open and inviting main-level floor plan features a substantial living room that flows seamlessly into the spacious kitchen and dining areas-perfect for both everyday living and entertaining. Freshly painted exterior in 2025. New interior paint September 2026. Quality finishes include hardwood flooring throughout the entry, kitchen and dining areas, attractive two-tone interior paint, and an upgraded tile backsplash in the kitchen. The finished basement adds even more living space with a comfortable family room, additional bedroom and full bath-ideal for guests, a home office, recreation area or extended family. Step outside to enjoy the covered back patio overlooking a fully fenced and landscaped yard with sprinkler system. The approximately 6,000-square-foot lot provides plenty of room to relax, entertain, garden or simply enjoy Colorado's beautiful seasons. An oversized 3-car tandem garage provides excellent space for vehicles, storage, recreational gear or a workshop area. Located in North Loveland and the Loveland School District, Copper Ridge offers a convenient location with easy access to both Loveland and Fort Collins, shopping, dining and other Northern Colorado amenities. Built in 2020, beautifully maintained, finished basement, 3-car tandem garage, covered patio and landscaped yard, ( including an acorn tree, which you do not see in Colorado everyday!) -and best of all, **NO METRO DISTRICT!**Excellent School Stystem.

929 Highline Dr, Loveland

Courtesy of Golba Group Real Estate LLC . 9702170985

$495,000

4 Beds ⋅ 2 Baths ⋅ IR1069688 MLS

Welcome to 1542 W. 16th Street, a fantastic opportunity to own a home in one of Loveland's well-established and sought-after neighborhoods. Situated on a desirable corner lot, this inviting residence features 4 bedrooms and 2 bathrooms, along with numerous updates, including a newer roof, HVAC system, newer window blinds, and newer wood windows. The property also offers a sprinkler system and is truly move-in ready. Beneath the main-floor carpeting, you'll find hardwood floors waiting to be uncovered, adding even more charm and potential to this wonderful home.With an oversized garage, your vehicles won't have to be outside in the winter. If you have an RV, do not worry as there is RV parking and no HOA. Connecting the garage is a 17.5ft x 12 ft breeze way to enjoy and let you bring those groceries into the house without getting wet.Conveniently located near schools, parks, shopping, dining, and recreation. Whether you're a first-time buyer, growing family, or someone looking to enjoy all that Loveland has to offer, this property delivers exceptional value and lifestyle.With no HOA, homeowners enjoy freedom and fewer restrictions, a valuable perk in today's market!

1542 W 16th St, Loveland

Courtesy of At Home Real Estate Company . 9704812133

$649,000

4 Beds ⋅ 4 Baths ⋅ 2980756 MLS

This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. With a full bathroom next door, this can be used as a main floor guest suite as well! Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef’s dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!

2884 Echo Lake Dr, Loveland

Courtesy of Coldwell Banker Realty 24 . ak@theakrileygroup.com,720-289-2929

$1,180,000

4 Beds ⋅ 4 Baths ⋅ IR1069624 MLS

Imagine starting the morning with coffee on your private patio, then heading outside to feed the horses, check the chickens, or pick fruit from your own trees. Set on 2.56 fully fenced acres in Loveland's Ranch Acres neighborhood, this custom-built 2020 farmhouse offers space to enjoy the life you're building with no HOA. Inside, soaring ceilings and an open floor plan create an easy place to spend time together. The home has 4 bedrooms and 4 bathrooms. The kitchen is made for everyday use, with quartz countertops, pull-out storage, and soft-close cabinets and drawers. A laundry chute, tankless water heater, and active radon mitigation system add practical touches. The primary suite has a walk-in closet, en suite bath, and its own patio with a 220V hot tub hookup. There's room for your plans outside, too. Along with the attached 2-car garage, you'll find a heated detached 5-car garage and shop. The property is zoned for up to five horses and includes no-climb fencing, a tack room with saddle and bridle racks, a two-stall 12x36-foot horse shed with runs, and two heated automatic waterers. A chicken coop with a run is ready for your flock. Both the coop and tack room have lights and power. The grounds invite you to slow down and stay awhile. Peach, pear, and apple trees grow in the drip-irrigated orchard, alongside grapevines, raspberry bushes, and raised garden beds with automatic watering. Sprinklers serve the front and back yards. On cooler evenings, gather around the wood-burning firepit in the yard or settle in by the natural gas firepit on the back patio. App-controlled Jellyfish Lighting makes it easy to change the look of the home for any season.You can enjoy acreage living while staying close to Loveland and Fort Collins shopping, services, and I-25. A nearby bike path connects toward Boyd Lake and Fort Collins. Whether you picture horses, a garden, a workshop, or simply more room to breathe, this property gives you a place to make it yours.

209 Ranch Acres Dr, Loveland

Courtesy of Realty One Group Fourpoints . 9708198968

$599,990

4 Beds ⋅ 3 Baths ⋅ IR1069592 MLS

Extensively remodeled, this home sits on a ~12,000 SF lot in Ranch Acres, a mature north Loveland neighborhood in unincorporated Larimer County and outside city limits-with no HOA or metro district taxes. With room to park a trailer, boat, or work truck, the property offers flexibility that can be hard to find. The home has been updated from top to bottom, with every interior surface touched and the improvements professionally completed. This was not a flip-the sellers made these updates for themselves while living here as their primary residence. The kitchen and dining area were opened up to create a more connected layout. The kitchen was fully remodeled with top-of-the-line appliances, quartz countertops, and soft-close cabinetry. The primary bathroom was expanded and remodeled, and the home also received new LVP and carpet, fresh interior paint, and all-new baseboards, trim, and interior doors. Other updates include custom built-ins, an updated fireplace, all-new hardware, lighting and plumbing fixtures, and more. Outside, fresh exterior paint, a new driveway, new landscaping, and a new section of privacy fencing enhance the generous lot. A chicken coop and run add even more flexibility to the outdoor space. Extensive updates, a mature neighborhood, an unincorporated Larimer County location, no HOA or metro district, and room for your hobbies make this home a standout. Contact agent or visit the property website for a full photo gallery, video tour, PDF and 3D floor plans, lending options, and more!

304 W 52nd St, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9706852441

$400,000

3 Beds ⋅ 4 Baths ⋅ IR1069590 MLS

Welcome to Hunter's Run, one of West Loveland's most sought-after townhome communities, where a peaceful open-space setting meets easy access to everything that makes Loveland special. This meticulously maintained townhome faces open space, giving you a quiet green outlook and room to breathe right outside your front door. Inside the heart of the home, an elegant living room blends luxurious and cozy atmospheres with vaulted ceilings and a double sided fireplace that leads to your updated kitchen and dining room. Perfectly set up to both entertain others and relax on your own, every corner reflects thoughtful care and attention to detail, so you can move in, unpack, and start enjoying it from day one. The fully finished basement adds valuable living space and flexibility. In the basement, a full bathroom and a non-conforming bedroom create an ideal setup for overnight guests, home office, gym, or other imagined use. Life in Hunter's Run is low-maintenance and lock-and-leave friendly, with no Metro District and a sparkling community pool for summer afternoons. Step outside and you're minutes from Mehaffey Park, with its trails, pickleball and tennis courts, dog park, and disc golf course, plus the Loveland bike trail for morning rides and evening walks. Downtown Loveland is just a short drive away with its restaurants, breweries, galleries, and live music. Devil's Backbone Open Space, Lake Loveland, the Benson Sculpture Garden, and the road to Estes Park and Rocky Mountain National Park are all close by, making weekend adventures easy. Thoughtfully cared for, beautifully updated, and perfectly positioned between open space and everything Loveland has to offer, this is the one you've been waiting for. Schedule your showing today!

3070 Nunn Pl, Loveland

Courtesy of RE/MAX Alliance-FTC South . 9704207672

$775,000

2 Beds ⋅ 2 Baths ⋅ IR1069562 MLS

Discover the best of Colorado country living on this rare, flat 2-acre property tucked down a quiet country lane w/ front range views, privacy, & no HOA. Originally built in 1988, this thoughtfully updated home features many recent improvements. The open-concept main level welcomes you w/soaring ceilings, newer luxury vinyl flooring, & west-facing windows framing spectacular mountain views.The spacious living room flows seamlessly into the dining area & refreshed kitchen, featuring custom solid cherry cabinetry w/soft-close hinges & drawers. The main-level primary suite offers a private full bath & charming Dutch-door entry. A flexible bonus room,currently an office,could easily be converted back to a 3rd bedroom.The garden-level walkout offers a second primary suite w/beautifully remodeled 2026 bath & direct access to the private backyard and patio. Relax in the included hot tub or unwind in the lower-level family room w/ a remote-controlled, Jotul cast-iron propane heater. A fully insulated sunroom/studio w/A/C & 220V wall heater with day/night temperature settings, & yoga-mat flooring provides the perfect space for hobbies, fitness, or creative pursuits. 2026 improvements include remodeled primary bath,new furnace, hot tub,refreshed main-level bath,new deck, garage door,& roof. Additional updates include HW heater 2021, A/C,2022, newer Champion,low E, double-pane windows, insulated siding, & new gutters. Enjoy multiple spaces for entertaining & relaxing, including a private patio w/fire-pit,large. There is a tool shed,& double gate opening to the fenced 2-acre pasture. Zoned for horses, the property offers exciting possibilities for equestrian living, subject to Larimer County requirements. The garage features built-in closets for added storage. Two primary suites, mountain views, extensive updates,walkout lower level,bonus spaces,& room for horses, this exceptional property offers a rare opportunity to enjoy privacy, flexibility, & Colorado country lifestyle.

1120 Cody Dr, Loveland

Courtesy of RE/MAX of Boulder, Inc . 3038175716

$570,000

4 Beds ⋅ 3 Baths ⋅ IR1069556 MLS

Welcome to your dream home in the highly sought-after Hunter's Run community! This stunning 4-bedroom, 3-bath ranch offers the perfect blend of elegance and comfort with exquisite architectural details and upgrades throughout. Step inside to an open floor plan featuring beautiful hardwood floors, custom window coverings, and soaring vaulted ceilings that create a spacious, inviting atmosphere. The upgraded kitchen boasts granite countertop on the bar top, cabinets with roll-outs for easy access, and appliances-perfect for cooking and entertaining. Cozy up by one of the two gas fireplaces, either in the living room or the finished basement family room. The main floor includes a private office with a french door, ideal for working from home, and a luxurious master suite with a spa-like 5-piece bath. A barn doors leads to a convenient laundry/mudroom with large closet for organized living. The finished basement impresses with 9-foot ceilings, a wet bar with a fridge, and is wired for speakers and a projector, creating an ideal entertainment space. Relax or entertain on the extended covered patio overlooking open space and breathtaking mountain views, where you can enjoy unforgettable foothills sunsets. As part of the community, you'll have access to the pool and neighborhood park and pathways. Nearby is Mahaffey Park with tennis courts, all within a mile. Located with easy access to Fort Collins and Downtown Loveland, this home combines luxury, functionality, and location. This beautiful ranch in Hunter's Run is truly a must-see-schedule your tour today before it's gone!

2991 Sanford Cir, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9702271649

$509,000

5 Beds ⋅ 3 Baths ⋅ 9723603 MLS

Move-in ready 5 bed, 3 bath home on a corner lot in Loveland's Sierra Valley neighborhood, just south of downtown Loveland, freshly updated with new paint, flooring, and carpet throughout. The open main level features vaulted ceilings, a gas fireplace, and wood-look flooring. The kitchen offers ample cabinetry, a pantry, stainless steel appliances, and pendant lighting. The primary suite includes a dual-sink bath and walk-in closet. The walk-out basement adds a large rec room, two bedrooms with egress windows, and an unfinished area for storage or future expansion. Newer central A/C, mature landscaping, stone accents, an entertaining-ready backyard, and an attached 2-car garage round it out. Close to the Forge Campus with quick access to Fort Collins, Berthoud, and Longmont. Thompson School District. Agent owner.

385 Cholla Dr, Loveland

Courtesy of Zephyr Realty Advisors LLC . vclynn@gmail.com

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