Loveland Homes with Finished Basement

Welcome to Loveland, Colorado – a charming city nestled in the heart of Larimer County, where the majestic Rocky Mountains serve as a breathtaking backdrop to a vibrant community. Known for its rich artistic heritage, Loveland is often referred to as the "Sweetheart City," a nod to its romantic history and the annual Valentine’s Day tradition that draws lovebirds from near and far. With its picturesque parks, stunning trails, and a plethora of outdoor activities, Loveland offers residents a perfect blend of natural beauty and urban convenience.

One of the most sought-after features in Loveland's real estate market is homes with finished basements. These versatile spaces not only provide additional living area but also open up a world of possibilities for homeowners. Whether you envision a cozy family room, a home gym, or an inspiring office space, a finished basement allows you to tailor your home to fit your lifestyle.

Loveland’s neighborhoods boast a variety of architectural styles, from modern craftsman to classic ranch, ensuring that there’s something for everyone. With easy access to local amenities, including shopping, dining, and schools, families and individuals alike will find that Loveland is a welcoming place to call home.

Discover the charm of Loveland and explore the many homes with finished basements that await you. It’s not just a house; it’s a lifestyle waiting to be embraced in this delightful Colorado city. Come see for yourself why Loveland is the perfect place to plant your roots!

Newest Loveland Homes with Finished Basement

$919,950

6 Beds ⋅ 6 Baths ⋅ 4151917 MLS

** Lending Incentives may apply** Stunning home with designer finishes throughout, an ideal multigenerational living setup, vaulted ceilings, and a basement rec room that includes a wet bar. This property fronts to a community open area. This home features a bright office with French doors and durable LVP flooring. The gourmet eat-in kitchen offers a large center island, quartz countertops, gas cooktop, double convection ovens, and a spacious pantry. The great room boasts vaulted ceilings, a fireplace, and tons of natural light. The main floor includes a private bedroom suite with its own ¾ bath and direct access to a single garage bay—ideal for multigenerational living—along with a convenient powder room and functional mudroom with built-in storage. Upstairs, enjoy a spacious loft, a luxurious primary suite with a 5-piece en suite bath and large walk-in closet, plus three additional bedrooms. Two bedrooms share a Jack-and-Jill bath, while another full bath serves the upper level. Laundry is conveniently located upstairs. The finished basement is perfect for entertaining with a large recreation room, wet bar with quartz counters, an additional bedroom with walk-in closet, and a ¾ bath. Outside features a backyard with a covered patio, perfect for outdoor living. Prime location near Boyd Lake and Centerra Shopping Center, surrounded by tons of dining options, shopping, parks, and scenic trails. With easy access to I-25, enjoy a convenient commute to Boulder, Fort Collins, Denver, and Denver International Airport.

4043 Emerald Shore Dr, Loveland

Courtesy of MB Team Lassen . info@teamlassen.com,303-668-7007

$879,950

4 Beds ⋅ 4 Baths ⋅ 2903828 MLS

** Lending Incentives may apply** Stunning ranch home with a 3-car garage, designer finishes throughout, with an ideal main-floor living setup. This property fronts to a community open area. This home features a bright office with French doors and durable LVP flooring. The gourmet eat-in kitchen boasts a large center island, quartz countertops, gas cooktop, double convection ovens, and a spacious pantry. The great room offers natural light and a fireplace, perfect for relaxing or entertaining. The main floor also includes a primary suite with dual vanities, LVP flooring, quartz counters, and dual walk-in closets, along with two additional bedrooms, a full bathroom. A convenient laundry room and powder room complete the main level. The finished basement is ideal for entertaining, featuring a spacious recreation room, a wet bar with quartz countertops, an additional bedrooms, a ¾ bath, and a versatile flex space that can serve as a fifth bedroom, office, or gym. Enjoy a prime location near Boyd Lake and Centerra Shopping Center, with plenty of dining, shopping, parks, and trails nearby. With easy access to I-25, commuting to Boulder, Fort Collins, Denver, or Denver International Airport is easy. Don’t miss this amazing opportunity to own a stunning home with a 3-car garage in the perfect location!

3807 Emerald Shore Cir, Loveland

Courtesy of MB Team Lassen . info@teamlassen.com,303-668-7007

$824,950

4 Beds ⋅ 3 Baths ⋅ 8172188 MLS

** Lending Incentives may apply** Stunning home with designer finishes, a 3 car garage, and fronts to a community open area! This property features a bright office with French doors and durable LVP flooring. The gourmet eat-in kitchen offers a large center island, quartz countertops, gas cooktop, double convection ovens, and a spacious pantry. The great room boasts a fireplace and natural light. Relax in the primary suite with bay windows and a luxurious 5-piece en suite bathroom with quartz countertops and a large walk-in closet. A second and third bedroom, full bathroom, and convenient laundry complete the main level. The finished basement is perfect for entertaining with a large recreation room, an additional bedroom with walk-in closet, a flex room, and a ¾ bath. Step outside to a covered patio overlooking the backyard, ideal for relaxing or hosting year-round. Prime location near Boyd Lake and Centerra Shopping Center, with easy access to dining, shopping, parks, and scenic trails. Commuting is convenient to Boulder, Fort Collins, Denver, and Denver International Airport. Don’t miss the opportunity to own this beautifully designed home with a 3 car garage in the perfect location!

3795 Emerald Shore Cir, Loveland

Courtesy of MB Team Lassen . info@teamlassen.com,303-668-7007

$839,950

4 Beds ⋅ 4 Baths ⋅ 4733960 MLS

** Lending Incentives may apply** Stunning home with designer finishes, a 3 car garage, and fronts to a community open area. This home features a bright office with French doors and durable LVP flooring. The gourmet eat-in kitchen offers a large center island, quartz countertops, gas cooktop, double convection ovens, and a spacious pantry. The great room boasts a fireplace and natural light. The main floor includes a formal dining room, perfect for gathering. Relax in the primary suite with bay windows and a luxurious 5-piece en suite bathroom with quartz countertops and a large walk-in closet. A secondary bedroom, full bathroom, powder room, and convenient laundry complete the main level. The finished basement is perfect for entertaining with a large recreation room, an additional bedroom with walk-in closet, a ¾ bath, and a non-conforming fourth bed, gym, office or flex room. Step outside to a covered patio overlooking the backyard, ideal for relaxing or hosting year-round. Prime location near Boyd Lake and Centerra Shopping Center, with easy access to dining, shopping, parks, and scenic trails. Commuting is convenient to Boulder, Fort Collins, Denver, and Denver International Airport. Don’t miss the opportunity to own this beautifully designed home with a 3 car garage in the perfect location!

3789 Emerald Shore Cir, Loveland

Courtesy of MB Team Lassen . info@teamlassen.com,303-668-7007

$525,000

4 Beds ⋅ 3 Baths ⋅ 8856208 MLS

Welcome home to affordable, comfortable living in this beautifully updated ranch! Designed for easy one-level living, the main floor features three bedrooms, two baths, and inviting living spaces filled with natural light. A wonderful sunroom provides the perfect spot to relax, enjoy your morning coffee, or unwind at the end of the day. Step outside to a spacious, fully fenced backyard with plenty of room for entertaining, gardening, pets, or play. The finished basement adds valuable living space with an additional bedroom and bath—ideal for guests, a home office, or extended family. Conveniently located near shopping, parks, schools, and medical facilities, this move-in-ready home combines comfort, space, convenience, and value!

1327 E 19th St, Loveland

Courtesy of Shift Real Estate LLC . Diane@Shift.RealEstate,303-587-0312

$449,000

3 Beds ⋅ 2 Baths ⋅ 5527868 MLS

Tucked at the end of a quiet cul-de-sac in Sherri Mar, this charming tri-level offers 3 bedrooms, 2 bathrooms, a spacious lot, 2-car garage, dedicated trailer parking, and no HOA. Inside, vaulted ceilings, wood-look laminate flooring, and an open layout create a bright and welcoming feel. The kitchen offers abundant cabinetry, a spacious island, and built-in appliances, while the upper-level loft with fireplace provides a flexible second living space, home office, or cozy retreat. Several major updates have already been completed, including carpet approximately 2 years old, an HVAC system approximately 8 years old, and roof and gutters approximately 11 years old. Additional improvements include updated siding and exterior paint, concrete, and a newer refrigerator. Outside, the large backyard is ready to enjoy with an extended deck and pergola, storage shed, and raised garden beds that stay with the home. With no HOA and dedicated trailer parking, there’s added flexibility for your Colorado toys, hobbies, and outdoor lifestyle. Located just moments from River’s Edge Natural Area, Fairgrounds Park, Grimm Brothers Brewhouse, King Soopers, shopping, dining, trails, and open space, this home combines an established Loveland location with thoughtful updates, functionality, and plenty of room to enjoy both inside and out.

1307 Ellen Pl, Loveland

Courtesy of West and Main Homes Inc . kathryn@kathrynrau.com,970-889-4033

$1,175,000

4 Beds ⋅ 4 Baths ⋅ 7027702 MLS

Lakefront living with space, privacy, and views. This expansive 4-bedroom + office ranch offers approximately 4,300 square feet of thoughtfully designed living space with a walk-out basement and a setting that takes full advantage of the lake just beyond the backyard. Inside, real hardwood floors and generous living spaces create a warm, timeless feel, while large windows bring the lake views into the home. The main-floor primary suite is a standout, featuring a spacious 5-piece bath, dual walk-in closets, and direct access to the deck—perfect for enjoying morning coffee or an evening glass of wine overlooking the water. An additional main-floor office provides dedicated work-from-home space without sacrificing a bedroom. The walk-out basement significantly expands the home's living and entertaining options, with plenty of room for guests, recreation, hobbies, or movie nights. Outside, the elevated deck and lower-level access make it easy to enjoy the waterfront setting from multiple levels of the home. And this isn't simply a home with a water view—the lake is part of the lifestyle, with opportunities for boating, fishing, paddleboarding, and spending long Colorado days on the water. With four bedrooms, a dedicated office, more than 4,000 square feet, main-floor primary living, and direct connection to the lake, this home offers a combination that's increasingly difficult to find. Come for the house. Stay for the view—and the lifestyle that comes with living on the water

636 Cove Ct, Loveland

Courtesy of The Kennedy Home Group . rachel@thekennedyhomegroup.com,303-547-8775

$695,000

5 Beds ⋅ 3 Baths ⋅ 5134970 MLS

Discover exceptional Colorado living at 2945 9th Place Ct SW, a beautifully maintained semi-custom home where thoughtful design, extensive upgrades and inviting indoor-outdoor spaces come together in an established neighborhood. This impressive 5-bedroom, 3-bath home, with the potential for a 6th bedroom, blends quality craftsmanship, comfort and exceptional functionality. Inside, a spacious and versatile floor plan offers abundant room for everyday living and entertaining, complemented by a finished basement for even more usable space. One of the home’s most distinctive features is the permitted Four Seasons sunroom, where heated floors and a dedicated mini-split create an inviting year-round retreat. Premium Infinity fiberglass windows by Marvin, an upgraded bay window, VELUX solar skylight and Sun Tunnel solar tubes bring natural light throughout the home. The outdoor setting is equally special. Mature landscaping and professionally maintained trees create a private, established backdrop, while the ornamental pond with water feature and goldfish adds a peaceful focal point to the outdoor living space. RV parking provides added flexibility for recreational vehicles and additional parking needs. An oversized 3-car garage delivers exceptional parking and storage and includes a connection location for a Level 2 EV charger. Additional improvements include 200-amp electrical service, radon mitigation, new garage doors, a 2024 Class 4 impact-resistant roof and professional exterior paint completed in 2024. Thoughtfully designed, extensively improved and beautifully cared for, this distinctive home offers the space, privacy, flexibility and indoor-outdoor lifestyle that make Colorado living so desirable.

2945 9th Place Ct Sw, Loveland

Courtesy of Coldwell Banker Global Luxury Denver . ListedwithLorri@gmail.com,720-325-4675

$1,000,000

5 Beds ⋅ 6 Baths ⋅ 8076608 MLS

MAIN FLOOR PRIMARY, THREE CAR GARAGE & LAKE LOVELAND LOCATION! Prepare to say wow as soon as you pull up to 983 Logan Ct. The stunning study with glass door sets the tone, your first hint that this custom-built home has been remodeled and refreshed top to bottom. The updated kitchen is outfitted with all Viking appliances, and a large eat-in dining area. The main floor primary suite is a true retreat, with French doors opening to a private deck, and a fully remodeled primary bath. Upstairs, two generously sized bedrooms each have ensuite spa-like bath and built-in desks. The fully finished basement adds even more living space: a built-in coffee/wet bar and desk, another large bedroom with an ensuite custom-remodeled 3/4 bath, an office or 5th bedroom with a powder bath, and a rec room. A three car garage and fresh exterior paint round out a home that's completely turnkey. And the location? This home backs to green space and sits right across the street from Lake Loveland, with NO HOA & NO METRO. You're just a stone's throw from North Lake Park, tennis courts, and Benson Sculpture Park, and a short drive to historic Downtown Loveland for local restaurants, breweries, the Loveland Museum, and boutique shopping. With a location like this, and a home this thoughtfully remodeled, 983 Logan Ct. may just be the one you've been waiting for.

983 Logan Ct, Loveland

Courtesy of Coldwell Banker Global Luxury Denver . Lane@DenverHomeNews.com,303-667-0309

$499,500

4 Beds ⋅ 2 Baths ⋅ 2910484 MLS

UNDER 500K in Loveland with a 3-Car Garage and NEW FLOORING! This spacious tri-level home rests in a neighborhood just east of the foothills in Loveland. This 4 Bedroom, 2 bathroom home is MOVE-IN READY. Brand new luxury vinyl plank flooring on the main level flows through the kitchen, dining, and living room, paired with all-new lighting fixtures that give the home a bright, modern feel from the moment you walk in. Upstairs, the private primary suite offers a 5-piece bath and a walk-in closet. The home also features an oversized 3-car side-by-side garage, a rare feature at this price point, adding extra storage and parking most buyers won't find under $500K. The non-conforming 4th Bedroom is on the lower level, and could be easily converted to a full guest suite. In the backyard, unwind under the pergola-covered patio in a fully fenced-in yard, which also includes a large shed for even more storage beyond the 3-car garage. Just minutes from Mehaffey Park, Ponderosa Elementary, The Olde Course at Loveland, Cattail Creek Golf Course and the foothills of Loveland! The neighborhood also offers many amenities including walking/biking trails, play areas, a basketball court and a sand volleyball court just down the street! You will need to see this open floor plan in person to see all the potential of this home, so schedule your private showing today!

4153 Stringtown Dr, Loveland

Courtesy of C3 Real Estate Solutions LLC . 970-460-4143

$899,000

3 Beds ⋅ 3 Baths ⋅ 6553465 MLS

Your opportunity for this luxury, low maintenance, lake living has arrived! This beautiful home is located in Buckingham shores with expansive views of the foothills beyond the Buckingham Lake. This is more than a place to settle down, it's a lifestyle. Located walking distance to Mariana Butte Golf Course, you can't beat that. This home features a main floor primary with a large ensuite bathroom, double vanities, and a walk in closet. The kitchen is complete with high end appliances, granite countertops, and beautiful cabinetry. Off the kitchen is an expansive West facing covered deck to sip on your evening drinks while watching the sunset, or entertaining your friends on the remaining Summer nights. Laundry is also located on main floor near the door to your oversized 3 car garage. The basement features a walk out access to an additional patio with an entertaining bar already installed! The expansive basement also features ample finished storage space as well as two large bedrooms. The HOA covers many expenses you'd otherwise have like snow removal, lawn care, and exterior. The home has brand new carpet as well!

109 Scenic Ct, Loveland

Courtesy of Serhant Colorado LLC . katie.mccaslin@serhant.com,970-402-9329

$500,000

4 Beds ⋅ 3 Baths ⋅ 9574100 MLS

Welcome to this inviting ranch-style home offering comfortable main-level living plus a fully finished basement with plenty of space to spread out. Situated on a large lot with no HOA and no metro district, this property offers flexibility, privacy, and room to make it your own. The kitchen features granite countertops, a pantry, and ample cabinetry. The pantry and cabinet can be relocated to create a more open layout, add additional kitchen space, or customize the room to fit your vision. The living room is filled with natural light and features a charming bay window, creating a welcoming focal point. Downstairs, the fully finished basement provides valuable additional living space for a family room, recreation area, home office, guest space, or whatever suits your needs. Outside, the possibilities continue- an extended driveway with room for RV parking, while the backyard features a spacious 10' x 16' Tough Shed that can be used for storage, hobbies, a workshop, or shop space. Enjoy a convenient Loveland location close to Mehaffey Park, shopping, and downtown Loveland, making it easy to enjoy parks, local dining, entertainment, and everyday conveniences. With a large lot, finished basement, flexible kitchen layout, RV parking, substantial storage/workshop space, and no HOA (chickens allowed)! or metro district, this home offers a rare combination of space and versatility.

2348 Fountain Dr, Loveland

Courtesy of Keller Williams Realty Northern Colorado . Colorado-Contracts@empowerhome.com,303-424-7575

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