Loveland Homes with Full Basement

Welcome to Loveland, Colorado—a vibrant city nestled in the heart of Larimer County, where breathtaking mountain views meet a rich tapestry of community spirit and outdoor adventure. Known for its stunning landscapes and artistic charm, Loveland offers a unique blend of suburban tranquility and urban convenience, making it a desirable place to call home.

One of the standout features of homes in Loveland is the availability of properties with full basements. Imagine the potential! These versatile spaces can serve as cozy family rooms, entertainment hubs, or even a personal gym—perfect for those seeking extra room to grow. Whether you envision a chic home office, a playroom for the kids, or a serene retreat, a full basement adds significant value and flexibility to your living space.

Loveland's real estate market caters to a wide range of preferences, from charming historic homes to modern builds. The community is known for its friendly atmosphere, excellent schools, and an array of parks and recreational opportunities, including access to the picturesque Boyd Lake State Park and the scenic trails of the Rocky Mountain National Park.

With a vibrant downtown area filled with unique shops, art galleries, and delightful eateries, Loveland is not just a place to live—it's a lifestyle. Whether you're a first-time buyer or looking to expand your investment portfolio, Loveland's homes with full basements offer the perfect canvas to create your dream space. Explore the possibilities and discover why Loveland is a wonderful place to plant your roots!

Newest Loveland Homes with Full Basement

$919,950

6 Beds ⋅ 6 Baths ⋅ 4151917 MLS

** Lending Incentives may apply** Stunning home with designer finishes throughout, an ideal multigenerational living setup, vaulted ceilings, and a basement rec room that includes a wet bar. This property fronts to a community open area. This home features a bright office with French doors and durable LVP flooring. The gourmet eat-in kitchen offers a large center island, quartz countertops, gas cooktop, double convection ovens, and a spacious pantry. The great room boasts vaulted ceilings, a fireplace, and tons of natural light. The main floor includes a private bedroom suite with its own ¾ bath and direct access to a single garage bay—ideal for multigenerational living—along with a convenient powder room and functional mudroom with built-in storage. Upstairs, enjoy a spacious loft, a luxurious primary suite with a 5-piece en suite bath and large walk-in closet, plus three additional bedrooms. Two bedrooms share a Jack-and-Jill bath, while another full bath serves the upper level. Laundry is conveniently located upstairs. The finished basement is perfect for entertaining with a large recreation room, wet bar with quartz counters, an additional bedroom with walk-in closet, and a ¾ bath. Outside features a backyard with a covered patio, perfect for outdoor living. Prime location near Boyd Lake and Centerra Shopping Center, surrounded by tons of dining options, shopping, parks, and scenic trails. With easy access to I-25, enjoy a convenient commute to Boulder, Fort Collins, Denver, and Denver International Airport.

4043 Emerald Shore Dr, Loveland

Courtesy of MB Team Lassen . info@teamlassen.com,303-668-7007

$499,000

4 Beds ⋅ 2 Baths ⋅ IR1068971 MLS

**3.875% assumable rate, Offer of 2% Seller Concessions towards rate buydown or improvements, NO HOA** Loveland's established Loch Lon neighborhood presents the grounded character of an all-brick ranch paired with a flexible interior, substantial gathering spaces, and an outdoor setting designed to extend everyday living beyond the home. Take a second to notice the beautiful peach tree in the front yard. Built in 1971, the residence includes four bedrooms and two full bathrooms, complemented by a fully finished basement. Inside, the main floor moves through defined living and dining areas toward a kitchen with cherry cabinetry, stainless steel appliances, and tile flooring. One of the home's more distinctive elements is the permitted family-room addition, which expands the main-level living experience and creates valuable separation from the more traditional gathering areas. From here, the residence continues into spaces that can accommodate everyday relaxation, dining, hobbies, and larger gatherings without relying on a single room to serve every purpose. Downstairs, the finished basement adds another layer of versatility, including a recreation room with built-ins, basement laundry, and 2 additional bedrooms. The level fenced backyard establishes a generous extension of the interior, with permanent exterior holiday lighting, natural gas hook-up for your grill or firepit, Electrical hook-up for a hot tub, a paver patio, lawn sprinkler system, and storage structures already incorporated into the property. An attached two-car garage provides everyday parking and storage, with additional parking suitable for a boat or recreational vehicle. The locations practical and convenient position in southwest Loveland provides access to shopping, services, recreation, and the broader Loveland community. For buyers who value single-level living options, additional finished basement space, a substantial backyard, the enduring presence of brick construction this home won't be beat

1016 Jennifer Dr, Loveland

Courtesy of Colorado Real Estate Pros . 9703423568

$525,000

4 Beds ⋅ 3 Baths ⋅ 8856208 MLS

Welcome home to affordable, comfortable living in this beautifully updated ranch! Designed for easy one-level living, the main floor features three bedrooms, two baths, and inviting living spaces filled with natural light. A wonderful sunroom provides the perfect spot to relax, enjoy your morning coffee, or unwind at the end of the day. Step outside to a spacious, fully fenced backyard with plenty of room for entertaining, gardening, pets, or play. The finished basement adds valuable living space with an additional bedroom and bath—ideal for guests, a home office, or extended family. Conveniently located near shopping, parks, schools, and medical facilities, this move-in-ready home combines comfort, space, convenience, and value!

1327 E 19th St, Loveland

Courtesy of Shift Real Estate LLC . Diane@Shift.RealEstate,303-587-0312

$550,000

3 Beds ⋅ 2 Baths ⋅ IR1068935 MLS

Easy living in this immaculate 3 Bedrm, 2 Bath Ranch Style home with full unfinished basement - ready for a creative imagination.You will appreciate the welcoming front porch, bright open floor plan, vaulted ceiling, cozy gas fireplace, & wonderful natural daylight in every room. Spacious kitchen offers an informal eating bar with adjacent Dining Room, wood floors. The Laundry is conveniently situated between the kitchen & 2 car garage. Private & desirable offset location/driveway has no traffic. Mature landscaping requires little time and energy. Shaded backyard patio for relaxing or entertaining. No Metro District. HOA includes greenbelt mowing/snow removal, and management. Neighborhood pool pass is needed for summertime enjoyment. Brand new A/C installed 9/8/26. Long's Peak Corp of Engineers installed new furnace 7 years ago, and updated with new A/C. Original owner has lovingly cared for this home since new construction.

3103 Sanford Cir, Loveland

Courtesy of RE/MAX Alliance-FTC South . 9702263990

$900,000

4 Beds ⋅ 4 Baths ⋅ IR1068929 MLS

The Calhan offers an impressive mix of open living spaces and private retreats within its two-story floor plan. A stunning two-story great room with a fireplace serves as the heart of the home, seamlessly connecting to a casual dining area and an expansive covered patio. The kitchen is well-appointed with a sizable walk-in pantry and a large center island, perfect for culinary enthusiasts. A large front flex room off the foyer and a versatile workspace off the kitchen provide additional living and entertaining options on the first floor. Upstairs, the elegant primary bedroom suite boasts a spacious walk-in closet and a spa-inspired private bath complete with dual vanities, a freestanding tub, a luxe shower, and a private water closet. Two secondary bedrooms, one with a walk-in closet, are central to a generous loft. An additional bedroom suite with a walk-in closet and private bath is conveniently located off the foyer. Also featured in the Calhan includes bedroom-level laundry, a convenient everyday entry, a powder room on the first floor, and plenty of storage throughout.

3244 Ironton Dr, Loveland

Courtesy of Coldwell Banker Realty-N Metro . 9708326555

$619,000

4 Beds ⋅ 3 Baths ⋅ IR1068928 MLS

Discover effortless living in this beautifully refreshed and updated 2-story home with 4 bedrooms, 3 baths, 3 car garage tucked away on a quiet cul-de-sac in one of Loveland's desirable NW neighborhoods. Room to park your toys. NO HOA or Metro District. Within walking distance to schools and Olde Course 18-hole golf course. Close to parks, Lake Loveland and shopping. Inside and out every detail has been thoughtfully updated. Exterior features a modern clean update. Roof replaced 2019. Gorgeous kitchen featuring new cabinets, quartz countertops, new sink, backsplash, stainless appliances and faucets. New windows installed in 2023, refinished hardwood flooring, elegant solid core doors, updated lighting, hardware, freshly painted and newer carpet throughout. Updated bathrooms featuring new cabinets, granite, mirrors and comfort height toilets. Features a vaulted bright living room, dining room for formal gatherings, family room with gas fireplace for cooler Colorado days/evenings, breakfast nook, spacious primary bedroom with a 5 piece en-suite bath and walk-in-closet. Room to live, grow and enjoy. Unfinished basement is ready for future expansion with 4th spacious bedroom finished in basement. Outside, entertain with ease. Relax on the large patio or enjoy the fully fenced beautifully landscaped backyard. Perfect for gatherings, play, morning coffee and quiet evenings. Backs to neighborhood greenbelt. Move-in ready, well maintained and waiting for you! Schedule a showing today.

3856 Larkspur Ct, Loveland

Courtesy of Premier Lifestyle Realty . 9706134400

$527,000

3 Beds ⋅ 3 Baths ⋅ IR1068907 MLS

Holyoke by Aspen Homes on premium lot backing to open space w/beautiful foothills view . 2-story w/3 bed, 2.5 bath w/full bsmt. Bright open plan thru kitchen, dining & living room. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. Primary suite w/5 pc bath, walk-in shower & walk-in closet. 12X12 back patio. AC & active radon! Highly efficient w/ 95% eff furnace, tankless H20, HERS energy tests, E-Star windows. Class 4 roof. Rear lot line fence included. Front yard landscape included & maintained by HOA Builder contract template required - see listing team for writable PDF. $5000 Preferred Lender Incentive.

2985 Dali Pl, Loveland

Courtesy of RE/MAX Alliance-FTC South . 9705673942

$299,000

2 Beds ⋅ 3 Baths ⋅ IR1068894 MLS

Welcome to this desirable Loveland corner-unit townhome featuring 2 bedrooms, 2.5 baths, and 1,270 sq ft of comfortable living space. Enjoy a private patio backing to a greenbelt, beautiful landscaping, and a full basement already plumbed for a future bathroom. Recent updates include a newer roof, 2024 water heater, and stylish plank tile flooring. With a walk-in closet and two upstairs full baths, this home offers great potential and value. Property sold AS-IS.

2125 Tonopas Ct Unit 103, Loveland

Courtesy of JPAR Modern Real Estate . 9703244748

$525,000

5 Beds ⋅ 3 Baths ⋅ 7806853 MLS

Welcome to 3109 Douglas Ave in Loveland! This beautifully updated 5-bedroom, 3-bath home offers a comfortable, open floor plan with plenty of space to live, gather, and entertain. The main level features a spacious living room that flows seamlessly into the dining area and family room, creating a warm and inviting central living space. The updated kitchen is a standout, featuring new quartz countertops, freshly painted cabinets, and brand-new stainless-steel appliances, including a refrigerator, electric range, range hood, and dishwasher. A freezer in the basement provides additional storage. The home offers a full bathroom upstairs, a 3/4 bath in the primary bedroom, and a remodeled 3/4 bath in the basement. The basement also includes two non-conforming bedrooms, providing flexible space for guests, an office, workout room, or hobbies. Numerous updates throughout include new vinyl flooring, carpet in the bedrooms, fresh interior and exterior paint, remodeled bathrooms, and a new water heater. The newer furnace and A/C have been recently cleaned and serviced for added peace of mind. A whole-house fan provides an additional option for keeping the home comfortable during warmer months. The attached two-car garage offers convenient parking and storage, while the private backyard provides a great outdoor retreat with a large shed for additional storage. Located on a quiet street with convenient access to schools, parks, shopping, dining, and other Loveland amenities, this move-in-ready home offers a great combination of updates, functionality, and location. Come see all that 3109 Douglas Ave has to offer!

3109 Douglas Ave, Loveland

Courtesy of Keller Williams Avenues Realty . dale@thetrummhometeam.com,720-318-1995

$2,595,000

5 Beds ⋅ 4 Baths ⋅ IR1068767 MLS

There is waterfront-and then there is a Boyd Lake residence offering what buyers hope to find, but almost never do: direct water access, mountain views, dock, exceptional garage and storage space, and a COMPLETE, HIGH-END FULL RENOVATION by one of Northern Colorado's most respected designers. Fully reimagined by renowned designer Susan Kosonocky, the home carries a singular, luxury lakefront vision throughout. From the design, to all the luxury finishes inc. Milcarc cabinets, Thermador appliances, integrated filtered dispenser, to the selected furnishings, every element oozes lakefront luxury. Available fully furnished, it offers the opportunity to step into the designer's complete vision and enjoy it immediately. The main level was opened to seamlessly connect the kitchen, dining/cocktail, and living spaces. A substantial statement island anchors the kitchen and creates a generous gathering place. Expansive windows draw the lake into the home, while the deck railing (carried through from the interior) sets the stage for alfresco dinners, sunset cocktails, and effortless entertaining. Enjoy watching the boats go by or the eagles fly from the large West facing deck. 5 bedrooms, 3 bath, 2 living areas both w/ fireplaces, provide gracious accommodations for guests. The primary suite captures sweeping lake views, framed by aspen & pine trees. Its bath features heated floors & a zero-entry shower. Custom built-in desks also overlook the water, creating inspiring workspaces w/ beautifully distracting views. The nearly 900-square-foot garage can accommodate up to 4 vehicles. A dedicated lower-level workshop & storage area, attached to the full finished walkout basement, provides space for all the lake toys. Pairing this waterfront setting with a renovation of this calibur makes the property nearly impossible to replicate. This is Boyd Lake luxury in its most complete form-beautifully designed, exceptionally functional, and ready to enjoy from day one.

4739 Valley Oak Dr, Loveland

Courtesy of RE/MAX Alliance-FTC South . 9703714144

$645,000

3 Beds ⋅ 2 Baths ⋅ IR1068751 MLS

A rare second chance in Riano Ridge! This nearly new ranch is one of only two single-story Lennar built homes in the neighborhood and even comes with the remaining builder warranty. With nearly 1,900 finished square feet, three bedrooms, and two bathrooms, everything you need is on one easy level. The bright, open layout keeps the kitchen, dining, and living spaces connected - perfect for quiet mornings, busy weeknights, and dinners with friends. The kitchen features a large quartz island, dark cabinetry, stainless steel appliances, and a sizable pantry, while the dining area opens to a covered rear deck for easy indoor-outdoor living. The spacious primary suite offers a dream walk-in closet, dual sinks, a seated vanity, and an oversized step-in shower. Downstairs, the full unfinished basement adds nearly 1,900 more square feet, giving you room to dream about a gym, theater, guest suite, workshop, or all of the above. The fenced yard is beautifully landscaped and large enough to enjoy, but small enough that it won't take over your weekend. Spend your free time exploring Mehaffey Park, Devil's Backbone, and miles of nearby trails, then come home to the comfort, efficiency, and ease of newer construction. With a covered front porch, two-car garage, window coverings, fencing, and landscaping already complete, all that's left to do is move in and enjoy it.

3073 Ironton Dr, Loveland

Courtesy of eXp Realty LLC . 3039946433

$350,000

2 Beds ⋅ 2 Baths ⋅ IR1068735 MLS

Charming 2 bed, 1.5 bath home in a quiet Loveland community, move-in ready and priced to impress! Brand-new, high-quality custom windows and a furnace just 2 years young mean the big-ticket items are already done. Unbeatable location minutes from downtown Loveland shops, dining, and Lake Loveland, with neighborhood parks close by. Hop on the paved recreation trail just a few blocks away and ride it clear across town. Enjoy your fully-equipped stainless steel kitchen set. Washer and dryer are also included for true move-in-ready convenience, and the beautifully maintained backyard is ideal for relaxing or entertaining. Downstairs, a full unfinished basement is a blank slate loaded with upgrade potential, room to grow your living space and add real value on your own timeline. The HOA covers the monthly water bill and hazard insurance, keeping ownership costs low and predictable. Whether you're a first-time buyer ready to plant roots or an investor eyeing long-term upside, this one checks the boxes: solid systems, low-maintenance HOA living, and space to grow. Bring your vision and make it yours-welcome home to 2148 3rd St SW!

2148 3rd St Sw, Loveland

Courtesy of HomeSmart Realty Partners FTC . 9702320338

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