Loveland Homes with Cottage Style

Welcome to Loveland, Colorado, a hidden gem nestled in Larimer County that perfectly blends small-town charm with breathtaking natural beauty. Known for its vibrant arts scene and friendly community, Loveland is a place where outdoor enthusiasts and culture lovers alike can thrive. With its proximity to the majestic Rocky Mountains and the picturesque foothills, residents enjoy a plethora of recreational activities year-round, from hiking and biking to skiing and snowboarding.

Loveland is also renowned for its rich history and thriving downtown area, where quaint shops, delightful eateries, and local art galleries line the streets. The city hosts numerous festivals and events throughout the year, fostering a strong sense of community and making it a wonderful place to call home.

If you’re dreaming of a cozy abode that embodies charm and character, Loveland offers a delightful selection of cottage-style homes. These enchanting residences typically feature unique architectural details, such as steeply pitched roofs, inviting front porches, and beautifully landscaped gardens. With their warm, welcoming interiors and efficient layouts, cottage-style homes provide the perfect sanctuary for families or individuals seeking a peaceful retreat.

Imagine sipping your morning coffee in a sun-drenched nook or hosting friends for a backyard barbecue in a lush garden. In Loveland, these charming cottages are not just houses; they are homes filled with memories waiting to be created. Discover the magic of Loveland and find your perfect cottage-style home today – where every day feels like a storybook adventure!

Newest Loveland Homes with Cottage Style

$399,000

2 Beds ⋅ 3 Baths ⋅ IR1068459 MLS

Located on a quiet street bordered by a neighborhood park and scenic eastern green space, this move-in ready end-unit townhome in Rocky Mountain Village combines serene surroundings with exceptional convenience to I-25, top-rated schools, and local shopping. Inside, soaring vaulted ceilings and rich wood floors frame an expansive living room centered around a cozy gas fireplace. The bright, versatile floor plan offers two spacious bedrooms, three full baths, and a flexible upper-level loft ideal for a dedicated home office. The primary retreat features two generous walk-in closets and a private 5-piece ensuite bath. Recent high-value upgrades include brand-new carpet throughout, a new hot water heater, a newer roof replaced by the HOA within the last three years, and connection to Pulse high-speed fiber-optic internet. An unfinished basement offers exceptional potential for future living space customization. Outdoor living shines with a custom front-yard flagstone fenced-in patio perfect for warm summer evenings, alongside a low-maintenance side yard equipped with an automated sprinkler system. Additional highlights include a pet-friendly policy, an attached two-car garage accessed via a private alley, and a comprehensive HOA fee covering exterior maintenance, hazard insurance, water, sewer, and snow removal.

4042 Independence Dr, Loveland

Courtesy of The Colorado RE Group LLC . 7202037400

$439,500

3 Beds ⋅ 1 Baths ⋅ IR1066916 MLS

This charming, Mid-Century Modern newly renovated home is a block from Lake Loveland, and within walking distance to the vibrant downtown Creative Art District. Light, bright interior with huge picture windows & charming built-ins. Beautifully renovated kitchen has new cabinets and stainless-steel appliances. Updated electrical. Original hardwood floors in 2 of the bedrooms and new LVP flooring in remaining areas- no carpet! Master bedroom has its own entrance with French doors & can be used as a bedroom or office, separated from the rest of the house. Outside, recent updates include a new A/C unit, radon mitigation system, vapor barrier, new exterior paint, soffits & roof with warranty. Enjoy a generous, fully fenced backyard shaded by beautiful mature trees, along with productive orchard trees- apples, apricot, pear, plum, and chokecherry. Oversized detached 2-car garage accessed from the alley features a new roof, fresh paint, and two solar-powered ventilation fans. Additional off-street parking provides ample space for a boat, RV, or other recreational vehicles. Zoned R3E, this property offers flexibility for multifamily and low-intensity commercial uses, with additional potential and plenty of space to build an Accessory Dwelling Unit (ADU). With no HOA and no metro district, the property offers a rare combination of versatility and freedom for future use.

1053 N Franklin Ave, Loveland

Courtesy of The Bentley Brokerage, LLC . 7204420051

$299,900

2 Beds ⋅ 2 Baths ⋅ IR1062603 MLS

Updated, move-in-ready, and NO HOA! This charming Loveland townhome offers the rare combination of single-level living, a private yard, and a four-car driveway. Recent updates include a new roof, luxury vinyl flooring, and fresh interior paint. Enjoy the convenience of being close to Downtown Loveland, restaurants, shopping, parks, and recreation. Whether you're a first-time buyer, downsizing, or looking for an affordable Loveland home with room to park, this property offers a lot of flexibility without the added cost of an HOA.

1057 E 5th St, Loveland

Courtesy of The Resource Group, LLC . 3039954742

$300,000

2 Beds ⋅ 2 Baths ⋅ IR1064390 MLS

This 2-story condo is priced to sell. Perfect for first time buyers or savvy investors. This light-filled condo offers incredible value. Beautiful hardwood floors on in the family room. All appliances are there including washer and dryer. Great patio area and fenced in yard. 1 car garage with opener and storage cabinets plus one allotted parking space for this unit and additional designated off-street parking space. Low taxes and low HOA dues cover lawn care. Easy to show - don't miss this one!

406 Mulberry Dr Unit 6C, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9702312511

$390,000

3 Beds ⋅ 2 Baths ⋅ 2291201 MLS

Open house this Saturday Sept 19th from 11am to 1pm *** Back on the market at no fault of seller. *** Welcome to 1555 N Monroe Ave — a beautifully renovated 1950s cottage-style home on a desirable corner lot in the heart of Loveland, shaded by mature trees and just steps from Silver Lake Park and Silver Lake, with Lake Loveland and Boyd Lake minutes away. This is a top-to-bottom renovation with nothing left to do but move in. New wood-look waterproof laminate flooring flows through the common areas, with plush new carpet in the bedrooms. Fresh interior and exterior paint and a neutral palette fill the home with clean, modern light, while a new front door and updated locks complete the welcoming entry. The kitchen has been reimagined with new stainless-steel appliances (range, hood, and refrigerator), new granite countertops with a new stainless-steel undermount sink and faucet, a stylish new mosaic tile backsplash, and freshly painted shaker cabinetry — a polished, designer feel throughout. The primary bedroom features an updated private en-suite half bath, and the main bath was updated with a new shower fixture and new toilet. Genuine peace of mind comes from a new central AC system, updated up-to-code electrical wiring, and a new exterior sewer line, plus an existing radon mitigation system. Outside, enjoy new low-maintenance landscaping under mature shade trees, a new privacy fence, a new walkway, and a private patio area — perfect for morning coffee or evening unwinding. A storage shed offers extra space for tools and gear. Character, location, and worry-free updates — this move-in-ready cottage near Loveland's lakes won't last long. No detail was overlooked in this renovation, and all remaining mechanicals and appliances are in good working order. Schedule your showing today! To get a first look check out the virtual tour via https://visithome.ai/ggh5rtT7BJ42mJNuj8X7xu

1555 N Monroe Ave, Loveland

Courtesy of Gala Group, LLC . daniel@csigproperties.com,7206303366

$699,000

4 Beds ⋅ 2 Baths ⋅ IR1058917 MLS

Nestled on nearly 1 acre of flat, usable land, this idyllic farmhouse property captures the charm of country living while offering the convenience of amenities and commuting. Surrounded by mature trees, fruit trees, open pasture space, and peaceful privacy, this property delivers character and practical functionality for hobby farming, outdoor enjoyment, or simply embracing a quieter lifestyle. A nostalgic picket fence, covered front porch, and cottage-style entry invite you to slow down and enjoy. The classic farmhouse style blends with modern updates. Recessed lighting, updated baseboards and trim pair beautifully with vintage accents throughout the home. The living room features a pellet stove while the kitchen offers timeless farmhouse character with granite countertops, tiled flooring, abundant storage, a gas cooktop, and a dedicated coffee or prep area just off the main kitchen space. The functional layout includes a side owner's entrance with mud room and laundry area, adding everyday convenience. The main floor features a full bathroom with double vanity sinks, while the upstairs bath showcases classic touches including white penny tile flooring, wainscoting, and a bright, clean feel. A main floor office provides excellent flexibility and could easily function as a non-conforming 4th bedroom. Outside, a detached 2-car garage, extensive off-street parking, RV/electrical hookup, fire pit area, chicken coop, and a versatile heated shed space perfect for homeschooling, an art studio, hobby room, or workshop. The orchard includes apricot, apple, pear, cherry, and peach trees spread throughout the property, enhancing both beauty and functionality. Major updates include a Class 4 roof installed in 2021, active radon mitigation system, vinyl windows, and recently cleaned sewer line clean-outs and stub-ins. District water and sewer for convenience. Enjoy manageable acreage living with timeless farmhouse charm in one of Loveland's most desirable settings.

439 42nd St Sw, Loveland

Courtesy of The Station Real Estate . 9702197096

$370,000

2 Beds ⋅ 1 Baths ⋅ IR1065573 MLS

Don't let the square footage fool you - this lovingly maintained 1950 ranch packs incredible charm and functionality onto a generous quarter-acre lot. Perfectly situated in central Loveland, this is the ideal starter home or a dream downsize for those ready to simplify without sacrificing character. Step inside to a bright and spacious living room and an adorable kitchen full of personality that give this home a warmth no new build can replicate. The updated full bath, wood floors, two comfortable bedrooms, and an oversized laundry room with ample storage round out the interior. Outside is where this property truly shines. An expansive deck and fire pit invite year-round entertaining. The detached one-car garage features a workshop and private entrance storage, making it a dream for hobbyists and tinkerers alike. Need space for your RV or extra vehicles? You've got it - with dedicated RV parking and multiple off-street spaces, there's room for everyone and everything. Alley access further enhances the options for this gem. Just steps from Kirkview Park, and minutes from Downtown Loveland's celebrated arts scene, Lake Loveland, and a quick drive up to Estes Park and Rocky Mountain National Park - this home puts the best of Colorado living right at your doorstep. No HOA. Big lot. Pure Loveland character. Don't miss out.

2443 Mountain View Dr, Loveland

Courtesy of Rad Real Estate . 9704608460

$673,000

5 Beds ⋅ 3 Baths ⋅ IR1068173 MLS

Seller offering $10,000 concession for closing costs and prepaids. This spacious ranch style home offers 5 bedrooms and 3 full baths. To many designer upgrades to list - it is a must see. Clean, comfortable and move in ready. The mostly finished basement is an entertainers dream. Step outside to enjoy expansive patio and lovely landscaping. Perfect for outdoor dining or unwinding in the fresh air. 3 car garage with overhead storage and dog run with doggie door complete the whole package.

5460 Ault Dr, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9702312511

$429,900

2 Beds ⋅ 3 Baths ⋅ IR1066001 MLS

Open House Saturday 12-2 pm. Pre- inspected with a brand new roof, gutters, water heater and exterior paint. Super cute cottage style patio home in West Loveland. This lovely home has two large main floor bedrooms each with it's own private bath. There is a main floor laundry and a nice family room with gas fireplace- everything on one level! Outside private fenced area with two concrete patio areas, wired for hot tub, western exposure and a raised bed that is ready for your vegetable or flower garden. Newer HVAC, radon mitigation installed, oversized two-car garage and an unfinished basement for future expansion. Nice mature trees that have been recently trimmed. Buyer to verify all measurements.

4771 Dillon Ave, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9703884608

$340,000

2 Beds ⋅ 1 Baths ⋅ IR1042271 MLS

Looking for a home with character, solid updates, and the opportunity to make it your own? This centrally located Loveland ranch is the perfect aesthetic fixer-upper for first-time homebuyers looking to build equity or investors seeking a rental with strong fundamentals. While the home could benefit from cosmetic updates, many big-ticket improvements have been completed, giving you a strong foundation to build on. Major upgrades include updated plumbing and electrical, central heat and AC with a humidifier and fresh air ventilation system, beautifully remodeled full bathroom (2019), and stainless steel appliances. The home retains the charm of its early-1900s roots with features like a retro phone station and a welcoming covered front porch.Outside, you'll find a fully fenced yard, a detached garage with electricity, and room for RV parking; all with no HOA or Metro District. The bedrooms feature organic wool carpet with natural jute padding, and additional new vinyl flooring is included for the next owner to install if desired. Original hardwood floors lie beneath existing flooring, offering the opportunity to restore even more of the home's timeless character.Just minutes from downtown Loveland, shopping, dining, and Lake Loveland, this property is in the heart of Loveland. With good bones, modern mechanical updates already in place, and endless potential to add your own style, this home offers a rare chance to create value without taking on major system upgrades. Sold as-is

1336 Arthur Ave, Loveland

Courtesy of RE/MAX Alliance-Windsor . 9705930999

$525,000

3 Beds ⋅ 2 Baths ⋅ IR1061751 MLS

This downtown charmer blends historic character w/ modern finishes and brand-new carpet throughout. The bright, open floorplan includes a main floor primary w/ walk-in closet and private bath, plus a main floor office. The finished basement adds two add'l rooms, full bath, laundry, and a second living area. Set on a corner lot, the property offers an oversized two-car garage and a garden shed. The location is exceptional-just two blocks from downtown restaurants, breweries, rec center, library.

204 N Jefferson Ave, Loveland

Courtesy of Group Centerra . 9702278097

$589,000

4 Beds ⋅ 2 Baths ⋅ IR1063417 MLS

OPPORTUNITY ABOUNDS with this lovely home in Old Town Loveland! VERY LIMITED ACCESS! Purchased in 2023 and completely remodeled with new water main, re-wired with new electric panel, newly insulated walls, added 2 patio doors and large deck. Remodeled the kitchen and refinished the original wood floors. Extensive landscaping front and back with no grass to mow! The main level bathroom was renovated and the basement 3/4 bath was added. This home comes fully furnished as it has been a successful short term rental. (income reports available upon request) Many guests have made it an annual place to stay! Within the last couple months, James Hardie siding was added and the exterior was freshly painted as well as new Class 4 hail resistant roof! This home has mid-century charm with current finishes! Close proximity to the shops and restaurants in Loveland and to Lake Loveland! Due to the busy schedule of guests, showings are limited to only a few days in September. Home will be available as of 1:00 on 9/6 til noon on 9/9 . All furniture and furnishings are included in the asking price. The 2 basement bedrooms are non-conforming. Seller will be doing a 1031 Exchange.

525 W 9th St, Loveland

Courtesy of RE/MAX Alliance-Loveland . 9702229594

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