Fort Collins Homes under $400,000

Welcome to Fort Collins, Colorado – a vibrant city nestled at the foothills of the Rocky Mountains in Larimer County. Known for its stunning natural beauty, rich history, and a thriving cultural scene, Fort Collins is a perfect blend of outdoor adventure and urban charm. With its picturesque landscapes, winding rivers, and an abundance of parks, this city is a haven for nature lovers and outdoor enthusiasts alike.

One of the most appealing aspects of Fort Collins is its diverse real estate market, particularly for those seeking affordable homes. If you’re looking to settle down in this enchanting city without breaking the bank, you’ll be pleased to know that there are a variety of homes available under $400,000. From cozy single-family residences to charming townhouses, you’ll find options that cater to various lifestyles and preferences.

The local community is welcoming and vibrant, with an array of shops, restaurants, and entertainment options to explore. Fort Collins is also home to Colorado State University, which infuses the city with youthful energy and a plethora of cultural events throughout the year. Whether you’re strolling through the historic Old Town, enjoying craft brews at local breweries, or taking in a concert at the iconic Aggie Theatre, there’s always something happening in this lively city.

With its affordable housing options, stunning scenery, and a strong sense of community, Fort Collins is not just a place to live; it’s a place to thrive. Make your move today and discover the charm of Fort Collins for yourself!

Newest Fort Collins Homes under $400,000

$140,000

3 Beds ⋅ 2 Baths ⋅ 5912046 MLS

Welcome to easy, comfortable living in the heart of Fort Collins! This beautiful 3-bedroom, 2-bath double-wide manufactured home offers a wonderful combination of comfort, convenience, and community living. Featuring an inviting layout with plenty of space for everyday living and entertaining, this home is an excellent opportunity for those looking to enjoy the Fort Collins lifestyle without the upkeep of a traditional single-family property. Located in a welcoming 55+ community, residents can enjoy a variety of amenities designed to make life more enjoyable and convenient, including a community pool, dog park, playground, community garden, party pavilion, and RV parking, subject to availability. The location is hard to beat! Enjoy easy access to nearby City Park, where you can spend the day walking around Sheldon Lake, enjoying the playgrounds and sports courts, playing a round at City Park Nine, or cooling off at the outdoor pool. Downtown Fort Collins and historic Old Town are close by, offering an abundance of locally owned restaurants, shopping, entertainment, breweries, events, and community activities. Colorado State University is also nearby, adding to the convenience and energy of this desirable area. Whether you're looking for a comfortable place to call home, a low-maintenance lifestyle, or the opportunity to enjoy everything Fort Collins has to offer, this home is worth a closer look. Come see how easy and enjoyable Fort Collins living can be!

2211 W Mulberry St, Fort Collins

Courtesy of RE/MAX Nexus . 970-584-9063

$395,000

3 Beds ⋅ 2 Baths ⋅ IR1070064 MLS

PRICED TO SELL! Open floor plan, end-unit, 2-story townhome with a MAIN FLOOR PRIMARY BEDROOM and bath. Updates include refinished oak hardwood floors on the main level, new carpet on the stairs and upper bedrooms, new lighting throughout, and more! All appliances included refrigerator, dishwasher, smooth top range/oven, microwave, clothes washer, and dryer Unfinished basement provides excellent potential for future expansion. Southeast Fort Collins location offers easy access to I-25, Super Target, Power Trail, Fort Collins High School, Stewart Case Park, King Soopers, Collindale Golf Course, and Warren Park. Includes 1-car garage plus a 1-car carport that could be used as a covered patio for entertaining. This townhome is a desirable end-unit with privacy, flexible floor plan! This home is a great opportunity in a convenient and well-connected location

2343 S Pike Cir S, Fort Collins

Courtesy of RE/MAX Alliance-FTC Dwtn . 9704821781

$378,000

3 Beds ⋅ 2 Baths ⋅ IR1070018 MLS

Fixer-upper opportunity with plenty of room to add value! This 3-bedroom, 2-bath home offers an efficient floor plan and significant potential for additional finished living space. The basement is already fully framed with rough electrical completed, providing a head start toward creating an approximately 1,800-square-foot, 4-bedroom, 3-bath home. Bring your ideas and finish the space to fit your needs. The home does need work (see photos), and is priced with its condition in mind. Outside, you'll find a generously sized backyard with plenty of potential. The location is hard to beat, with convenient access to neighborhood parks, Fort Collins High School, Front Range Village, shopping, dining, while only 10 minutes from the foothills. For a buyer willing to put in some work, this is an opportunity to create additional space and make the home your own. Property is being offered as-is. Please structure offers accordingly.

2625 Wapiti Road Ft, Fort Collins

Courtesy of The Crisafulli Group . 9702373744

1221 University Ave Unit 202, Fort Collins

$306,000

2 Beds ⋅ 2 Baths ⋅ IR1069983 MLS

Opportunities like this do not come along often. This fully remodeled second-floor, two-bedroom, two-bath condo sits just one minute by bike and two minutes on foot from the CSU campus, and it is ready on day one: brand-new carpet, luxury vinyl plank floors, granite surfaces, remodeled baths, new ceiling fans with lighting, and every appliance included. No projects, no punch list, no waiting. Just an outstanding location and a home that is done.Inside its 880 square feet, a private second-floor entry opens to a bright living and dining room centered on a gas fireplace. The kitchen pairs granite counters and a breakfast bar with stainless KitchenAid, GE and Whirlpool appliances, and the range, microwave, dishwasher, refrigerator, washer and dryer all convey. Two well-proportioned bedrooms, a primary suite with a walk-in closet, and two full baths make the layout work for owners, roommates or tenants alike. A covered balcony with its own exterior storage closet keeps bikes and gear out of the way.Peace of mind comes standard. A custom Elk security system monitors every door, window and zone of motion, and moisture sensors in the wet areas can send an alert at the first sign of water, so lock-and-leave ownership is simple. Open parking is available.Whether you are part of the CSU community or an investor looking to add one of the most convenient two-bedroom, two-bath residences near campus to your portfolio, this one deserves a look right away. Schedule your private showing today.

1221 University Ave Unit 202, Fort Collins

Courtesy of JPAR Modern Real Estate . 9708894925

$399,000

3 Beds ⋅ 2 Baths ⋅ IR1069925 MLS

$15,000 "Flex Cash" or buy down offered for the FIRST WEEK ONLY with preferred lender (10/2/26-10/9/26). Open House Saturday 10/3 from 10:00am to 12:00 - Lender on site at the open house to customize your payment need! Great Fort Collins value! This well-maintained 3-bedroom, 2-bath home offers an open floor plan with vaulted ceilings, abundant natural light, and stainless-steel appliances. Recent exterior updates include new paint & siding. The spacious primary suite features a private en suite bath and large walk-in closet, while a secondary bedroom with direct patio access offers flexibility for guests, a home office, or additional living space. A deep garage and side-yard storage shed provide plenty of room for bikes, tools, and outdoor gear. Fully fenced back yard, with irrigation water provided through the HOA. Conveniently located near Old Town Fort Collins, I-25, breweries, dining, and recreation.

1026 Berwick Ct, Fort Collins

Courtesy of RE/MAX Alliance-FTC Dwtn . 9704821781

$378,000

2 Beds ⋅ 2 Baths ⋅ IR1069861 MLS

Enjoy low-maintenance living in this beautifully updated, turn-key 2-bedroom, 2-bath ground-floor condo in the desirable Timbers community. This thoughtfully designed home features an open floor plan, high ceilings, large windows, and abundant natural light. Recent updates include fresh interior paint (2025) and premium flooring throughout (2026), updated lighting (2025), and new countertops and kitchen appliances (2025).The spacious kitchen features stained alder cabinetry, generous storage, stainless steel appliances, and a breakfast bar with pendant lighting that opens to the living area. An adjacent dining space provides additional room for everyday meals and entertaining. Just off the living room, the north-facing covered patio offers a comfortable outdoor space for morning coffee or relaxing at the end of the day. The primary suite includes a generous walk-in closet and remodeled En-suite bath (2025) with dual sinks and a tiled walk-in shower. A second bedroom, full bath, and conveniently located laundry room complete the functional floor plan. Additional updates include new window treatments, smoke alarms, and CO detectors. Detached 1-car garage included. HOA amenities include an outdoor pool, clubhouse, exercise facility, grounds maintenance, sidewalk snow removal, basic cable, water, sewer, trash, and exterior insurance. Convenient Fort Collins location near shopping, dining, schools, entertainment, and I-25. Move-in ready with no metro district tax! All that is missing is YOU!

2202 Owens Ave Unit 103, Fort Collins

Courtesy of C3 Real Estate Solutions, LLC . 9702224845

$318,000

2 Beds ⋅ 2 Baths ⋅ IR1069853 MLS

Unbeatable mountain views at an exceptional value! Enjoy west-facing mountain views from this beautifully maintained 2-bedroom, 2-full-bath condo featuring all-new carpet and an inviting open floor plan with 9-foot ceilings. The spacious living area includes a gas fireplace. Step outside to the west-facing balcony, complete with a convenient storage closet-perfect for enjoying the views and fresh air. Kitchen features granite countertops, extended knotty-wood cabinetry, stainless steel appliances, breakfast bar, and a separate dining area. The generous primary suite offers a large soaking tub for a relaxing retreat. A washer and new dryer are included, along with a designated covered parking space. Community amenities include a pool, playground, and plenty of green space for walking the dog. With beautiful views, thoughtful features, and a comfortable layout, this condo offers exceptional value in a desirable setting.

2445 Windrow Dr Unit 206, Fort Collins

Courtesy of Group Centerra . 9702278097

$315,000

2 Beds ⋅ 1 Baths ⋅ IR1069830 MLS

Enjoy stunning foothills and Horsetooth Rock views from this beautifully updated upper-floor condo in desirable Side Hill Condominiums. Conveniently located in southeast Fort Collins, this 2-bedroom home offers a comfortable and functional layout with vaulted ceilings and a cozy gas fireplace. Recent updates include brand-new carpet, paint and new appliances, making this home move-in ready. The washer and dryer are included for added convenience. Step outside onto the private balcony and take in unobstructed views of the foothills and Horsetooth Rock-an ideal spot to relax, entertain, or enjoy Fort Collins' incredible sunsets. The balcony also includes additional storage space. Located close to shopping, schools, bike trails, and everyday amenities, this condo offers an excellent combination of location, comfort, and Colorado scenery. Whether you're looking for a primary residence, low-maintenance home, or investment opportunity, this well-maintained condo is a great opportunity in southeast Fort Collins.

2133 Krisron Rd Unit C304, Fort Collins

Courtesy of LIV Sotheby's Intl Realty . 3034436161

$330,000

2 Beds ⋅ 2 Baths ⋅ IR1069776 MLS

This West Fort Collins main floor condo offers 2 bedroom, 2 baths, 1 car detached garage, additional parking space pass and is MOVE-IN ready. New paint throughout home, new carpet, new LVP flooring in kitchen, and new kitchen countertop! Plus HVAC replaced in 2021, water heater (2020), kitchen appliances in 2020. Washer (2022) and Dryer are included making this home a truly turn-key investment whether you are a first time homebuyer, down sizer, or investor. Cozy up to the living room fireplace during the winter. Enjoy your personal patio all year round! Primary Suite includes ensuite 4 piece bath and large walk-in closet. Spacious 2nd bedroom located right next to the hall bath. Plenty of kitchen countertop space and cabinetry! Nothing beats the location of Saddle Ridge the community. Close to CSU and Old town, hiking and biking trails, shopping, nearby bus line and all activities that make Fort Collins Fort Fun! Saddle Ridge offers pool, hot tub, grilling area, gazebo and park. HOA covers Water/Sewer, Exterior Landscaping, Exterior Maintenance, Snow Removal, and Trash making your life in this home easy!

3002 W Elizabeth St, Fort Collins

Courtesy of RE/MAX Alliance-Loveland . 9704814150

1913 Waters Edge St Unit B, Fort Collins

$390,000

2 Beds ⋅ 3 Baths ⋅ IR1069750 MLS

Tucked into a peaceful setting yet minutes from everything, 1913 Waters Edge Unit B is a Fort Collins condo with genuine character. Oversized picture windows fill the home with natural light and frame views of the surrounding green space, so the whole place feels bright, open, and calm. Dark wood timber beams and vaulted details give it a mountain-inspired warmth you won't find in a typical condo. The layout is comfortable and easygoing, equally suited to quiet nights in or having friends over. The major mechanicals are already done: the HVAC, A/C, and water heater are all two years new, so the next owner can move in with confidence and peace of mind. Buyers may also qualify for a rate buydown when financing with the seller's preferred lender, which can make monthly payments even more manageable. Contact the agent for details.Step outside and you're close to the Spring Creek Trail, CSU, Old Town, and plenty of shopping, dining, and recreation. It's a rare mix of character, convenience, and Colorado charm in one of Fort Collins' best-connected spots.

1913 Waters Edge St Unit B, Fort Collins

Courtesy of West and Main Homes . 9702141516

$195,000

2 Beds ⋅ 2 Baths ⋅ IR1069741 MLS

Premium corner-lot setting inside Sunflower, Fort Collins' gated 55+ land-lease community, backing to green space near the clubhouse. This 1,556 sq ft 2001 manufactured home offers easy single-level living with fresh September 2026 paint, skylights, and mountain views.Open floor plan connects the living and dining areas, with an eat-in kitchen plus separate dining room and main-level laundry. The spacious primary suite has dual closets and a 3/4 bath with double-sink vanity and walk-in shower. A second bedroom and full bath give guests comfortable separation, plus a den/flex space for office, hobbies, or storage.Covered rear patio plus front patio. Two-car attached oversized garage. Appliances include electric range/oven, dishwasher, refrigerator, microwave, washer, and dryer.Two pets welcome per community policy. Buyer owns the home and leases the site; site rent $1,159/mo plus $227/mo community fee covers common amenities, snow removal, management, and utilities (confirm current figures).Sunflower offers a clubhouse, fitness center, hot tub, pickleball, and social activities, minutes from I-25, Old Town Fort Collins, shopping, dining, and medical care.Buyer to verify square footage, room sizes, fees, transfer fees, utilities, rules, covenants, age requirements, approval process, and financing.

804 S Sunchase Dr, Fort Collins

Courtesy of Coldwell Banker Realty- Fort Collins . 7609780220

$340,000

2 Beds ⋅ 3 Baths ⋅ IR1069722 MLS

Enjoy low-maintenance midtown living with the space and privacy of a home. Lovingly cared for by one owner for more than 30 years, this end-unit, two-story townhome has no one above or below and is move-in ready with new carpet, fresh interior paint, updated lighting, newer windows and sliding door, upgraded insulation, a whole-house fan, and a new water heater. The main level features an bright kitchen with new stainless-steel appliances, a pantry, and plenty of counter space. An adjoining dining area and comfortable living room with a wood-burning fireplace create an inviting space for everyday living and entertaining. A powder room and coat closet add convenience. Step outside to a private, south-facing fenced patio backing to a greenbelt and walking trails-a peaceful spot for morning coffee, outdoor dining, or gardening. The HOA recently refreshed the building exterior with new siding and paint, along with new patio fencing. Upstairs, the primary suite includes a private en suite bath and walk-in closet. A second bedroom, updated full bath, and full-size laundry room with washer and dryer included complete the upper level. An oversized detached garage provides additional storage, with ample guest parking. HOA dues include exterior maintenance, water, sewer, and internet, making homeownership easier. Conveniently located near Collindale Golf Course, Collindale Pool with membership available, Shepardson Elementary, walking and biking trails, shopping, dining, and everyday amenities-all from a central Fort Collins location.

3465 Lochwood Dr Unit B11, Fort Collins

Courtesy of Group Mulberry . 9704134937

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