Fort Collins Homes under $1 million

Welcome to Fort Collins, Colorado—a vibrant city nestled at the foothills of the Rocky Mountains, known for its stunning natural beauty, rich cultural scene, and a strong sense of community. As the county seat of Larimer County, Fort Collins is not only a hub for outdoor enthusiasts but also a thriving center for innovation and education, home to Colorado State University. With its picturesque landscapes, charming historic downtown, and a plethora of recreational opportunities, it’s no wonder that Fort Collins consistently ranks among the best places to live in the United States.

For those seeking a home in this idyllic setting, you’ll be pleased to know that Fort Collins offers an impressive selection of properties under $1 million. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse range of options that cater to various lifestyles and budgets. From cozy single-family homes in friendly neighborhoods to modern townhouses with stunning mountain views, Fort Collins has something for everyone.

Imagine spending your weekends exploring the scenic Cache la Poudre River, biking along the many trails, or enjoying local craft breweries and farm-to-table dining experiences. With a strong sense of community and a plethora of parks and outdoor spaces, Fort Collins is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city today and embrace the vibrant lifestyle that Fort Collins has to offer!

Newest Fort Collins Homes under $1 million

$378,000

3 Beds ⋅ 2 Baths ⋅ IR1070018 MLS

Fixer-upper opportunity with plenty of room to add value! This 3-bedroom, 2-bath home offers an efficient floor plan and significant potential for additional finished living space. The basement is already fully framed with rough electrical completed, providing a head start toward creating an approximately 1,800-square-foot, 4-bedroom, 3-bath home. Bring your ideas and finish the space to fit your needs. The home does need work (see photos), and is priced with its condition in mind. Outside, you'll find a generously sized backyard with plenty of potential. The location is hard to beat, with convenient access to neighborhood parks, Fort Collins High School, Front Range Village, shopping, dining, while only 10 minutes from the foothills. For a buyer willing to put in some work, this is an opportunity to create additional space and make the home your own. Property is being offered as-is. Please structure offers accordingly.

2625 Wapiti Road Ft, Fort Collins

Courtesy of The Crisafulli Group . 9702373744

$539,000

5 Beds ⋅ 3 Baths ⋅ IR1070008 MLS

MOTIVATED SELLER! Seller offering $5,000.00 towards buyers Interest Rate Buy Down or Closing Costs! This MOVE IN READY 5 bedroom with a 3-car garage offers incredible space and value in Fort Collins! Your summer POOL awaits YOU! POOL ACCESS, park, snow plowing right in front of this home, annual market, a neighborhood garage sale, little libraries, and Maple Hill business promotion on the HOA website, Ethernet is wired in too, ALL included in the LOW monthly HOA! Pride in ownership! NEW FRESH interior and exterior paint! Slow close kitchen cabinets. Rolling kitchen shelf cabinetry. NEW microwave and refrigerator! Gas Stove. All Stainless-Steel Appliances included. Oak cabinetry. Formal dining room and LARGE pantry! Large Beautiful Master Bedroom, Garden seat TUB! Tile in the Master Shower, its own Walk-In Closet. This basement has a separate quiet office den! Sprinklers have been added to the yard. Expanded sod landscape in backyard. NEW trees in backyard! Drip lines added to front and backyard for easy irrigation. Fabulous deck on back of the home, covered, and ready to entertain your house guests! Insulated garage! Freshly painted garage, Shelving included! Make this garage, temperature controlled for parties or an in-home gym! Shed INCLUDED TOO!POOL ACCESS and park included in HOA. Snow plowing right in front of this home!

2409 Forecastle Dr, Fort Collins

Courtesy of Realty One Group Fourpoints CO . 9705021182

$599,000

4 Beds ⋅ 3 Baths ⋅ IR1069988 MLS

Classic Quality and Unbeatable Midtown Location! Welcome to this exceptionally well-maintained bi-level in the desirable Mission Hills neighborhood, where quality craftsmanship is evident from the moment you step inside. Solid wood six-panel doors, rich wood trim, exposed wood beams, and solid construction showcase the character and durability of a home built to last. All bathrooms have been partially updated, and the furnace and A/C were replaced in 2025 for added peace of mind. A family room with gas fireplace and wet-bar in the lower level are perfect for entertaining. Upper-level windows have been upgraded with quality Pella and Andersen windows. Outside, enjoy beautifully landscaped front and back yards, a spacious two-level deck perfect for relaxing or entertaining, and an adorable backyard shed full of charm and potential. Even better, there's NO HOA and NO Metro Tax District! Enjoy the freedom of no HOA dues while keeping more money in your pocket. The fantastic Midtown location puts you close to Edora Recreation Center, Spring Park, King Soopers, and Whole Foods, with CSU just 2 miles away and the vibrant shops, restaurants, and entertainment of Old Town Fort Collins only 2.5 miles away. A wonderful blend of timeless craftsmanship, outdoor charm, and everyday convenience!

2236 Ouray Ct, Fort Collins

Courtesy of RE/MAX Alliance-Loveland . 9704437789

1221 University Ave Unit 202, Fort Collins

$306,000

2 Beds ⋅ 2 Baths ⋅ IR1069983 MLS

Opportunities like this do not come along often. This fully remodeled second-floor, two-bedroom, two-bath condo sits just one minute by bike and two minutes on foot from the CSU campus, and it is ready on day one: brand-new carpet, luxury vinyl plank floors, granite surfaces, remodeled baths, new ceiling fans with lighting, and every appliance included. No projects, no punch list, no waiting. Just an outstanding location and a home that is done.Inside its 880 square feet, a private second-floor entry opens to a bright living and dining room centered on a gas fireplace. The kitchen pairs granite counters and a breakfast bar with stainless KitchenAid, GE and Whirlpool appliances, and the range, microwave, dishwasher, refrigerator, washer and dryer all convey. Two well-proportioned bedrooms, a primary suite with a walk-in closet, and two full baths make the layout work for owners, roommates or tenants alike. A covered balcony with its own exterior storage closet keeps bikes and gear out of the way.Peace of mind comes standard. A custom Elk security system monitors every door, window and zone of motion, and moisture sensors in the wet areas can send an alert at the first sign of water, so lock-and-leave ownership is simple. Open parking is available.Whether you are part of the CSU community or an investor looking to add one of the most convenient two-bedroom, two-bath residences near campus to your portfolio, this one deserves a look right away. Schedule your private showing today.

1221 University Ave Unit 202, Fort Collins

Courtesy of JPAR Modern Real Estate . 9708894925

$447,500

3 Beds ⋅ 2 Baths ⋅ IR1069979 MLS

6714 Autumn Ridge is your next home! This inviting home features new carpet throughout, ceiling fans in the living room and every bedroom, and a spacious kitchen with plenty of room for cooking and everyday living. Step outside to enjoy the newly refinished deck, while a neighborhood park sits conveniently right outside your front door. A detached single-car garage with a long driveway provides additional parking and storage, and the convenient location makes it easy to get around Northern Colorado and reach shopping, dining, parks, and other everyday amenities.

6714 Autumn Ridge Dr, Fort Collins

Courtesy of Evergreen Real Estate GroupInc . 7203083119

$595,000

5 Beds ⋅ 3 Baths ⋅ IR1069949 MLS

Just an incredible 3500 SF ranch style home in Trail Head! The main level includes all new interior paint and carpet in the 3 bedrooms, 5-piece primary bathroom, and built-in shelving in the primary walk in closet. The full basement was professional finished, adding 2 bedroom, a 3/4 bathroom, huge rec room, laundry and an additional study/office with french doors! The large rec room in the basement includes a sink, refrigerator and microwave. The home boasts cathedral ceilings on the main level, gas fireplace in the living room, and additional W/D hookups near the door to the back patio. The updated kitchen includes a newer refrigerator and gas range with build-in air fryer with a large island and granite slab countertops The roof was replaced in 2018 with an class IV impact resistant shingle, and the exterior repainted in 2022. The HOA includes irrigation watering, trash and recycling. Wonderful neighborhood Traverse Park is just down the street, and Old Town is a short drive away! A one-year First American Home Warranty to be provided for peace of mind! The home has been pre-inspected. Come take a look!

3327 Wagon Trail Road Ft, Fort Collins

Courtesy of Group Mulberry . 9703729596

$549,000

3 Beds ⋅ 3 Baths ⋅ IR1069943 MLS

Welcome home to easy Colorado living in desirable Harmony Crossing! Beautifully updated and freshly painted inside and out, this two-story home blends warmth, functionality, and inviting spaces for everyday living and entertaining. Step inside to soaring vaulted ceilings, abundant natural light, and beautiful solid hardwood floors. The open main level centers around a tile-surround gas fireplace, creating a welcoming place to relax and gather. The spacious kitchen offers generous cabinetry, plenty of meal-prep space, a gas range, and casual eat-in dining for everything from morning coffee to family dinners. Upstairs, retreat to the vaulted primary suite featuring an updated 5-piece bath with new shower. Two additional bedrooms share a convenient Jack-and-Jill bath. The mostly finished full basement expands your living space with a recreation room, study/flex space, and large storage room with shelving-plenty of flexibility for work, hobbies, guests, or play.Colorado living continues outdoors in the private backyard featuring a stamped concrete patio, new adjustable metal louvered pergola, raised garden beds, new privacy fence, and gas line for the BBQ-an inviting setting for summer dinners, entertaining, or simply unwinding at the end of the day. Conveniently located near I-25, parks, schools, restaurants, coffee shops, entertainment, and Front Range Village shopping. With a low HOA, no metro district tax, pre-inspection, and included home warranty, this move-in-ready home offers comfort, convenience, and a lifestyle that's easy to love!

2001 Skye Ct, Fort Collins

Courtesy of C3 Real Estate Solutions, LLC . 9702224845

$545,000

4 Beds ⋅ 2 Baths ⋅ IR1069927 MLS

If you love to recreate, 2443 Montmorency St is the home for you! Located in the Brown Farm subdivision, you have easy access to Pineridge, Tanglewood and Maxwell Natural areas, Spring Canyon Park, Horsetooth and Dixon Reservoirs, Hughes Disc Golf and the Spring Creek Trail System. Stay close to home and enjoy the open space/trail in Brown Farm. No HOA and No Metro District allows you to save your hard earned dollars! The large backyard, deck and pergola provide the perfect setting for relaxing at home or entertaining guests. Exterior paint 2026. Roof replaced 2024 with standing seam metal. Gutters and downspouts replaced 2024. Windows and Sliders replaced 2024. Water heater 2025. New dishwasher. Newer fridge. Newer deck and pergola. New chicken coop.This versatile floor plan offers 2 bedrooms and flex room on the main level with laminate flooring. Modern bathrooms. Three sliders with easy access to a dog run, garden beds and deck. The basement includes a large rec room, gym space, 2 more bedrooms with fresh carpet, and a storage room. A large, egressed and timbered window well allows the morning sun to pour into the basement. Front yard Xericsaping affords more weekend free time. See this home soon!

2443 Montmorency St, Fort Collins

Courtesy of Reichert Real Estate . 9706892932

$500,000

5 Beds ⋅ 3 Baths ⋅ IR1069926 MLS

RATE BUYDOWN!! LOW 5% temporary or LOW 6% fixed rate available on this home with preferred lender approved credit. Live the Fort Collins life! Lovely Home offers ~HUGE LOT + QUIET STREET + 5 BEDROOMS + NO HOA + 2 LIVING AREAS~ What will you do with 5 bedrooms (one is Home Office ready)? Perfect for working from home and multigenerational living. Literally minutes from Old Town Fort Collins, the Lyric Cinema, New Belgium and Odell Brewing--so close you truly can ride your bike in. Quiet street, Large Lot, and NO HOA give you the privacy you crave. Bring your dogs!! Besides the huge, fenced backyard, there is a Large DOG WASH shower in lower level bathroom! (*Temporary or standard rate buydown: Mortgage rates and availability subject to qualification. Contact Justin Crowley - First Western Trust: 970-691-2214)

605 Brewer Dr, Fort Collins

Courtesy of Grey Rock Realty . 9702228895

$399,000

3 Beds ⋅ 2 Baths ⋅ IR1069925 MLS

$15,000 "Flex Cash" or buy down offered for the FIRST WEEK ONLY with preferred lender (10/2/26-10/9/26). Open House Saturday 10/3 from 10:00am to 12:00 - Lender on site at the open house to customize your payment need! Great Fort Collins value! This well-maintained 3-bedroom, 2-bath home offers an open floor plan with vaulted ceilings, abundant natural light, and stainless-steel appliances. Recent exterior updates include new paint & siding. The spacious primary suite features a private en suite bath and large walk-in closet, while a secondary bedroom with direct patio access offers flexibility for guests, a home office, or additional living space. A deep garage and side-yard storage shed provide plenty of room for bikes, tools, and outdoor gear. Fully fenced back yard, with irrigation water provided through the HOA. Conveniently located near Old Town Fort Collins, I-25, breweries, dining, and recreation.

1026 Berwick Ct, Fort Collins

Courtesy of RE/MAX Alliance-FTC Dwtn . 9704821781

$700,000

3 Beds ⋅ 2 Baths ⋅ 4317458 MLS

Welcome to a waterfront lifestyle that feels more like a private retreat than simply a place to call home. Set along the peaceful waters of Baker Lake, this beautifully renovated home offers the rare opportunity to swim, paddleboard, kayak, float or enjoy an electric boat—all just steps from your own backyard, corner dock and boat ramp. Inside, expansive windows capture beautiful water views while flooding the home with natural light. Rich hardwood floors, vaulted ceilings and thoughtfully updated spaces create a warm, inviting atmosphere throughout. The renovated kitchen features granite countertops, and stainless steel appliances, while both formal and informal dining spaces make entertaining effortless. This home is incredibly well kept with a newer roof and exterior paint. The spacious lower-level family room is a natural gathering place, with a cozy fireplace, generous room for furnishings and wonderful water views. Upstairs, 3 bedrooms are complemented by a beautifully renovated full bath. Just off the garage, a convenient mudroom and another updated bath add function to the home's thoughtful layout. But the real magic of 401 Orilla Del Lago is how naturally life flows outdoors. Step onto the expansive tiered deck with plenty of room for dining, lounging and entertaining, wander down to the water for an afternoon on the lake. Morning coffee overlooking the water, paddleboard outings, sunset dinners on the deck and long summer evenings with friends can be everyday life here. Vista Bonita is one of those special neighborhoods that feels tucked away from the world, with winding streets, walking paths, a community park and a peaceful sense of tranquility—yet all the conveniences of Fort Collins remain within easy reach. A voluntary Lake Association membership also offers access to additional amenities for a nominal fee. There is something unmistakably vacation-like about living here. At 401 Orilla Del Lago, home and getaway become one and the same.

401 Orilla Del Lago Ft, Fort Collins

Courtesy of Laura Scholtz Real Estate . laurascholtzrealestate@gmail.com,720-231-1803

$449,500

3 Beds ⋅ 3 Baths ⋅ IR1069887 MLS

Where can you find a home BACKING TO COMPLETE PRIVACY AND OPEN SPACE in this price range! Jump at this opportunity! Located just 10 minutes from all of the fun and excitement of Old Town Fort Collins with a designated bike lane to College Ave. This spacious and welcoming 3 bedroom, 3 bath home is overflowing with value and opportunity. Tucked in a quiet cul-de-sac backing to Cooper Slough Natural Area on a large 7908 square foot lot, this yard is a peaceful oasis ready for your personal touch. Garden and grow to your heart's content with HOA provided non-potable water included in the HOA dues. No high summer water bills, and easy watering with the sprinkler system. The main floor features hard surface flooring throughout, a large kitchen with ample countertop and cabinet space, a living room big enough for a crowd and a dining area overlooking the back yard and native areas beyond. The upper level features a massive primary retreat complete with vaulted ceilings a walk-in closet and a private 3/4 bath. Brand new carpets installed in the upper level. The two car attached garage provides room for all of your equipment for Colorado adventures. The neighborhood features walking trails through the natural areas and access to Rabbit Brush Park. New Class 4 shingle roof in 2020 (eligible for insurance discounts). Central A/C installed in 2020.

3714 Elgin Place Ft, Fort Collins

Courtesy of RE/MAX Alliance-Wellington . 9702068343

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