80537 Homes under $400,000

Welcome to Loveland, Colorado, a vibrant city nestled in Larimer County, known for its breathtaking natural beauty and friendly community spirit. If you're exploring the charming zip code 80537, you're in for a treat! This area boasts a rich blend of outdoor adventures, cultural attractions, and a welcoming atmosphere that makes it an ideal place to call home.

For homebuyers seeking affordability without sacrificing quality, Loveland offers an impressive selection of homes priced under $400,000. Whether you’re a first-time buyer, looking to downsize, or searching for a cozy retreat, this budget-friendly market has something for everyone. From charming single-family homes to modern townhouses, the options are diverse and cater to various lifestyles.

Living in Loveland means embracing the great outdoors. Enjoy easy access to stunning parks, scenic trails, and picturesque lakes, perfect for hiking, biking, and leisurely strolls. The renowned Boyd Lake State Park and the majestic Rocky Mountain National Park are just a short drive away, offering endless opportunities for adventure and relaxation.

In addition to nature, Loveland boasts a thriving arts scene, with galleries, theaters, and festivals that celebrate local talent. The historic downtown area is filled with unique shops, delightful eateries, and community events, creating a lively atmosphere where neighbors become friends.

With its affordable housing options and a wealth of amenities, the 80537 zip code is not just a place to live—it's a place to thrive. Come discover your dream home in Loveland, where community and nature harmoniously intertwine!

Newest 80537 Homes under $400,000

$399,900

3 Beds ⋅ 1 Baths ⋅ IR1070286 MLS

Fresh and move-in ready, this charming ranch home combines classic character, thoughtful updates, and an unbeatable location on a quiet street just minutes from Downtown Loveland. Recent interior and exterior paint provide a fresh, clean feel, while beautiful hardwood floors add warmth and character throughout much of the home. The updated bathroom features a tiled tub/shower surround, and the wood-burning fireplace with its refreshed surround creates a welcoming focal point for the living area. A large 19' by 11' versatile bonus room offers valuable extra space for a home office, fitness area, pet retreat, hobby room, bike storage, or other flexible uses. Situated on a 6,274-square-foot lot with a low-maintenance xeriscaped front yard, fenced backyard, and attached one-car garage, this home combines everyday practicality with convenience. Enjoy easy access to Downtown Loveland shops, restaurants, breweries, parks, and community events while owning an affordable, move-in-ready home in an established neighborhood. --> Newer water heater (2024), roof (2020), and furnace (2016). --> No HOA or Metro District fees. --> All built-in appliances are included. --> Buyer to verify all city/county zoning laws, animal allowances, vehicle/RV parking rules, and potential for accessory structures or ADUs directly with the City of Loveland. --> Buyer to verify all measurements, square footage, and school zones. Information is deemed reliable but not guaranteed.

538 2nd St Se, Loveland

Courtesy of Doberstein Lemburg Commercial . 9702211965

$370,000

3 Beds ⋅ 2 Baths ⋅ IR1070217 MLS

Discover the ultimate blend of comfort, accessibility, and tranquility in this charming, ADA-equipped 55+ townhome located within Loveland's highly sought-after Westlake Village community. Built in 1989 this bright and inviting residence welcomes you with a spacious, sunlit living area, a highly functional kitchen equipped with modern appliances and ample cabinetry, and generously sized bedrooms designed for easy relaxation. Thoughtful custom touches fill the home, including charming window benches in both the dining and bedroom areas, alongside professionally installed handicap support bars throughout to ensure absolute independence and peace of mind. Step right outside to your own private, secluded covered patio-the ultimate spot to enjoy your morning coffee while taking in serene, nature-inspired views where local elk, deer, and wild turkeys are frequently seen wandering by. The neighborhood further elevates your lifestyle with beautifully paved walking paths and a welcoming community atmosphere. Perfectly positioned for ultimate convenience, you are just minutes away from downtown Loveland, scenic local trails, Lake Loveland, and a wide array of local shopping, and dining. Quick access to Highway 34 and I-25 makes commuting to Fort Collins, Longmont, or Denver effortless. Best of all, to make this incredible opportunity even more accessible, the seller is offering exclusive private financing at a competitive rate below current market interest rates to qualified buyers, providing a rare and flexible path to homeownership-schedule your showing today!

1100 Taft Ave Unit 46, Loveland

Courtesy of RE/MAX Alliance-Loveland . 9703427932

$300,000

3 Beds ⋅ 1 Baths ⋅ IR1070160 MLS

An incredible opportunity at a rare price point in downtown Loveland! This charming 1907 home offers plenty of potential for an owner-occupied buyer looking to build equity or an investor ready to make updates. The home is being sold as-is and is currently livable, with room to improve and make it your own. Situated on a 6,178-square-foot lot with R3E zoning and alley access, the property may offer additional possibilities, including a future garage, additional dwelling, or both. Buyer to verify all building plans, zoning requirements, and development possibilities with the City of Loveland. The location is hard to beat, with downtown Loveland's restaurants, breweries, coffee shops, boutiques, art, entertainment, community events, and gathering spaces close by. Downtown is already one of Loveland's most vibrant and character-filled areas, and even more investment is underway. The Heart Improvement Plan is currently revitalizing Fourth Street with new infrastructure, reconstructed streets and sidewalks, improved lighting, new trees and landscaping, additional seating, and expanded patios-all designed to continue improving the heart of downtown. Whether you're looking for an affordable way to get into a downtown location, a property you can improve over time, or an investment with future potential, this is a unique opportunity in the center of it all. Contact agent or visit the property website for a full photo gallery, video tour, PDF and 3D floor plans, lending options, and more!

527 E 8th St, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 9706852441

$350,000

3 Beds ⋅ 1 Baths ⋅ IR1069728 MLS

Don't miss this newer, charming ranch-style home featuring an inviting open floor plan and a convenient location close to shopping, restaurants, major roads and more. With numerous updates already completed, this home is truly move-in ready! The roof C-4 and gutter guards were replaced in June 2020. Champion windows were installed on the east side in August 2019, with south and west windows updated in 2021.The kitchen was remodeled in 2018 and features new countertops, laminate flooring, a newer refrigerator, and freshly painted cabinets. The bath was updated in2023 with new laminate flooring, a new countertop, and a new water faucet. Outside, enjoy a spacious backyard enclosed by a large privacy fence, plus convenient alley access. Two sheds provide excellent storage, with included electric mower, trimmer and swing in backyard. With easy access to I-25 and other major roads, this home combines comfort, convenience, and thoughtful updates. Nothing left to do but move in and enjoy!

1567 E 6th St, Loveland

Courtesy of RE/MAX of Boulder, Inc . 3039955607

$350,000

3 Beds ⋅ 1 Baths ⋅ IR1069694 MLS

Welcome to this move-in-ready, single-level home in one of Loveland's most convenient neighborhoods. It has NO HOA or Metro tax and several recent updates, so you can skip the to-do list and start living here right away. The curb appeal starts before you reach the door. Fresh exterior paint gives the home a crisp, clean look, and new front yard fencing adds privacy, and a finished feel to the lot. The attached two car garage has room for vehicles, bikes, tools, and seasonal gear. Direct access from the garage makes Colorado winters a little easier. Inside, everything is on one level. Easy care tile flooring runs through the living room, dining area, and kitchen, creating a connected layout for everyday meals and weekend gatherings. The kitchen includes newer stainless steel appliances, an electric range/oven, dishwasher, refrigerator, and microwave. Three bedrooms share the main floor with an updated full bathroom. Main level laundry means no hauling baskets up and down stairs. The big-ticket items are covered too. A newer hot water heater adds peace of mind, as well as a newer roof in 2019. Central air conditioning and forced-air heating keep the home comfortable in every season. As one half of a duplex with no HOA dues, this home offers an attainable way into the Loveland market without monthly association fees. It's easy to maintain, efficient to live in, and located in a high demand part of town.The location is a standout. The home sits just behind Thompson Valley High School, with quick access to shopping, dining, parks, and trails. Head west and you're minutes from the foothills, and Highway 34 toward Big Thompson Canyon and Estes Park. Head east and I-25 connects you to Fort Collins, Greeley, and Denver metro. Homes that combine single-level living, an attached two-car garage, recent exterior improvements, and no HOA and Metro tax are hard to find at this price point!

1704 Ranae Dr, Loveland

Courtesy of Coldwell Banker Realty-NOCO . 7207714122

$250,000

1 Beds ⋅ 1 Baths ⋅ IR1069524 MLS

Don't miss this great opportunity to own a piece of mountain paradise across from the Big Thompson River! Enjoy amazing fishing just steps away, as well as nearby hiking, biking, or simply relaxing in the fresh mountain air. Perfectly located just minutes from Loveland and Estes Park, this fantastic retreat is move-in ready. Key features include: - 1 bedroom and 1 bathroom - Updated kitchen with a gas stove and extra storage above cabinets - Washer/dryer combo - Loft for additional sleeping space or storage. All appliances and most furniture included. New roof with transferable warranty - New 1,287-gallon below-ground cistern, vault, 250-gallon propane tank, pressure tank, water heater, deck, and driveway. Whether you are looking for a year-round residence, a weekend getaway, or an investment opportunity, this one-of-a-kind property is priced to sell. Schedule your showing today-this one won't last long!

1521 W Us Highway 34, Loveland

Courtesy of HomeSmart Realty Partners Lvld . 9705452478

$245,000

2 Beds ⋅ 2 Baths ⋅ IR1069411 MLS

Charming Ranch Home with Big Potential in Loveland. Welcome to 2828 Mango Pl, a move-in-ready home tucked at the end of a quiet cul-de-sac in desirable Loveland, Colorado. This 2-bed, 2-bath ranch-style home offers 846 sq. ft. of comfortable living on a spacious .14-acre lot with owned land - no lease fees! The exterior features mature landscaping, a two-car detached garage, and a convenient 8' 8' storage shed - perfect for tools, toys, and outdoor equipment. The fenced backyard with lawn sprinkler system and relaxing deck provides privacy and space for pets, gardening, or summer barbecues. Step inside to find fresh interior and exterior paint and a brand-new roof, creating a move-in-ready feel. All major appliances - including washer, dryer, refrigerator, and oven - are included, making your transition effortless. A swamp cooler helps keep summer utility costs lower, adding comfort to everyday living.The primary suite offers a unique upgrade opportunity: the shower is designed for easy conversion into an infrared sauna, and all components for the conversion are included. It's a thoughtful touch that invites relaxation and enhances everyday comfort. Located in the Thompson R2-J School District, proximity to local schools and amenities makes this a great option for first-time buyers, downsizers, or investors looking for a solid property in a well-established neighborhood. 2828 Mango Pl is an exceptional opportunity to own an affordable, updated home with great storage, privacy, and space - all on land you own.

2828 Mango Pl, Loveland

Courtesy of C3 Real Estate Solutions, LLC . 3038547043

$340,000

2 Beds ⋅ 2 Baths ⋅ IR1068735 MLS

NEW PRICE! The expensive stuff is already done. The upside is all yours.Welcome to 2148 3rd St SW, a 2 bedroom, 1.5 bath home tucked into a quiet, well-managed HOA community in southwest Loveland, Colorado - just improved in price and ready for its next owner.Start with what you will not have to replace. Brand-new, high-quality custom windows throughout. A furnace only 2 years young. Those are the two line items that wreck a first-year budget, and both are already handled. The kitchen comes fully equipped with a stainless steel appliance set, and the washer and dryer stay with the home.Then step outside, because Loveland does the rest of the work. You are minutes from downtown Loveland shops and dining, Lake Loveland, and neighborhood parks. The paved recreation trail is a few blocks away and runs clear across town - ride it, run it, or take the dog out on it. Out back, the beautifully maintained yard is ready for a grill, a fire pit, and long Colorado evenings.And then there is the part you get to write yourself. Beneath 1,020 finished square feet sits a 510 square foot unfinished basement: a genuine blank slate for a rec room, home office, or gym. Finish it on your own timeline and your own budget, and build equity while you do it.The HOA keeps the monthly math simple, covering the water bill and hazard insurance. For a first-time buyer in Northern Colorado, or an investor hunting low-maintenance Larimer County inventory, that is real money every single month.Solid systems. Unbeatable location. Room to grow. This one is priced to move.Schedule your private showing today and come see what you would do with the space.

2148 3rd St Sw, Loveland

Courtesy of HomeSmart Realty Partners FTC . 9702320338

$340,000

2 Beds ⋅ 3 Baths ⋅ 2366452 MLS

End unit. Gorgeous green views. An unfinished basement. Pool and fitness center. This Loveland townhome offers the space, setting, and amenities that are hard to find all in one place! Welcome to 230 Carina Circle #104, a 2-bedroom, 2.5-bath home tucked against a beautifully lush common area that creates a peaceful backdrop and a sense of privacy you don't typically expect from townhome living. Imagine starting your morning with coffee overlooking the greenery or coming home at the end of the day to your own quiet retreat. Inside, the bright and inviting layout offers comfortable spaces for everyday living and entertaining. Upstairs, you'll find two bedrooms and two bathrooms, including a beautiful primary suite. Downstairs, the unfinished basement gives you something many competing homes don't: room to grow. Use it for storage now or create a future home gym, office, family room, hobby space, or whatever fits your lifestyle. When you're ready to relax, take advantage of the community pool and fitness center without the maintenance of having them in your own backyard. The location is another standout. Enjoy convenient access to shopping, dining, trails, and everything Loveland has to offer. Nearby Willow Bend Park & Natural Area features Loveland's first universal-access playground and beautiful outdoor recreation, while the popular Benson Sculpture Garden offers a unique place to stroll, explore, and enjoy Loveland's incredible outdoor art scene. With an end-unit location, gorgeous views, flexible basement space, community amenities, and a fantastic Loveland location, 230 Carina Circle #104 isn't just another townhome. It's a place that gives you a little more room, a little more privacy, and a lot more to enjoy.

230 Carina Cir Unit 104, Loveland

Courtesy of Navigate Realty . Riyasellsrealestate@gmail.com,720-791-7562

$390,000

3 Beds ⋅ 4 Baths ⋅ IR1068555 MLS

Seller is offering a 2/1 interest rate buydown, providing an opportunity for qualified buyers to enjoy a reduced interest rate during the first two years of their loan. Enjoy low-maintenance living in this spacious 3-bed/4-bath townhome-style condo, conveniently located with easy access to the Willow Bend Park, new Loveland Sports Complex & New Vision Charter school. Major mechanical updates are already complete, including a new furnace, central A/C, & water heater-offering added peace of mind for the next owner, plus newer appliances. Spend less time on maintenance & more time enjoying your patio, the community amenities, including a clubhouse, swimming pool, & exercise room. Whether commuting along the Front Range or enjoying nearby shopping, dining, recreation, & entertainment, this location makes it easy. Tenant occupied through 10/31/26.

230 Carina Cir Unit 103, Loveland

Courtesy of Group Mulberry . 9706312649

$400,000

4 Beds ⋅ 2 Baths ⋅ IR1068494 MLS

Historic Charm Meets Downtown Loveland Living! Step onto the welcoming front porch that spans the width of this charming historic Craftsman-style home in Old Town Loveland. Inside, you'll find beautiful original details, including windows, woodwork, and doors. The floor plan offers a spacious living room and dining room on one side of the home, with the bedrooms and bath conveniently located on the other. Toward the back of the house, the kitchen opens to a cozy eating nook overlooking the backyard. Follow the stairs leading down to the basement and out to the backyard. The garage is ready for your projects, complete with built-in cabinets, drawers, and shelving for convenient storage and workspace. Bring this historic gem into its next chapter by restoring its original character with thoughtful updates-or make it uniquely your own. Best of all, you're within walking distance of downtown Loveland's restaurants, shops, theater, and art galleries.

605 W 3rd St, Loveland

Courtesy of Keller Williams Mountain Properties . 9704492978

$390,000

3 Beds ⋅ 2 Baths ⋅ 7655978 MLS

COMPLETE REMODEL! This townhome style home has over 2,000 square feet! With 2 main floor bedrooms + full bath and a loft (that could be used as a 3rd bedroom) with it's own full bath there is still room for future expansion of living space in the clean unfinished basement. The kitchen has been remodeled with new cabinetry, new Samsung appliances and pantry. The living room / dining area is open with acess to the back deck. Additional outdoor space includes a covered front porch. The laundry room has upper cabinets and room for your side by side washer and dryer. New flooring throughout. The one car garage is attached, drywalled and painted.

384 Audrey Dr, Loveland

Courtesy of Compass - Denver . Nancy.Kraatz@compass.com,303-478-3502

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