80538 Homes with Finished Basement

Welcome to the charming community of Loveland, Colorado, nestled in the heart of Larimer County, where the zip code 80538 offers a vibrant blend of natural beauty and suburban comfort. Known for its stunning mountain views and picturesque landscapes, Loveland is an ideal location for families, outdoor enthusiasts, and anyone looking to enjoy a relaxed lifestyle.

Homes in the 80538 area are particularly appealing, especially those featuring finished basements. These versatile spaces provide homeowners with endless possibilities, whether it’s creating an entertainment hub, a cozy home office, or an additional guest suite. Finished basements not only enhance your living space but also add significant value to your property, making them a sought-after feature in this thriving market.

Loveland boasts a rich array of amenities, including scenic parks, enticing dining options, and a variety of shopping experiences. The nearby Boyd Lake State Park offers residents the chance to enjoy water sports, hiking, and picnicking against a backdrop of breathtaking scenery. Additionally, the vibrant arts scene and community events throughout the year foster a strong sense of belonging.

With its friendly atmosphere and family-oriented neighborhoods, Loveland is more than just a place to live; it’s a community where memories are made. Explore the captivating homes in the 80538 zip code, and discover the perfect residence with a finished basement that suits your lifestyle and aspirations. Your dream home awaits in beautiful Loveland, Colorado!

Newest 80538 Homes with Finished Basement

$1,000,000

5 Beds ⋅ 6 Baths ⋅ 8076608 MLS

MAIN FLOOR PRIMARY, THREE CAR GARAGE & LAKE LOVELAND LOCATION! Prepare to say wow as soon as you pull up to 983 Logan Ct. The stunning study with glass door sets the tone, your first hint that this custom-built home has been remodeled and refreshed top to bottom. The updated kitchen is outfitted with all Viking appliances, and a large eat-in dining area. The main floor primary suite is a true retreat, with French doors opening to a private deck, and a fully remodeled primary bath. Upstairs, two generously sized bedrooms each have ensuite spa-like bath and built-in desks. The fully finished basement adds even more living space: a built-in coffee/wet bar and desk, another large bedroom with an ensuite custom-remodeled 3/4 bath, an office or 5th bedroom with a powder bath, and a rec room. A three car garage and fresh exterior paint round out a home that's completely turnkey. And the location? This home backs to green space and sits right across the street from Lake Loveland, with NO HOA & NO METRO. You're just a stone's throw from North Lake Park, tennis courts, and Benson Sculpture Park, and a short drive to historic Downtown Loveland for local restaurants, breweries, the Loveland Museum, and boutique shopping. With a location like this, and a home this thoughtfully remodeled, 983 Logan Ct. may just be the one you've been waiting for.

983 Logan Ct, Loveland

Courtesy of Coldwell Banker Global Luxury Denver . Lane@DenverHomeNews.com,303-667-0309

$499,500

4 Beds ⋅ 2 Baths ⋅ 2910484 MLS

UNDER 500K in Loveland with a 3-Car Garage and NEW FLOORING! This spacious tri-level home rests in a neighborhood just east of the foothills in Loveland. This 4 Bedroom, 2 bathroom home is MOVE-IN READY. Brand new luxury vinyl plank flooring on the main level flows through the kitchen, dining, and living room, paired with all-new lighting fixtures that give the home a bright, modern feel from the moment you walk in. Upstairs, the private primary suite offers a 5-piece bath and a walk-in closet. The home also features an oversized 3-car side-by-side garage, a rare feature at this price point, adding extra storage and parking most buyers won't find under $500K. The non-conforming 4th Bedroom is on the lower level, and could be easily converted to a full guest suite. In the backyard, unwind under the pergola-covered patio in a fully fenced-in yard, which also includes a large shed for even more storage beyond the 3-car garage. Just minutes from Mehaffey Park, Ponderosa Elementary, The Olde Course at Loveland, Cattail Creek Golf Course and the foothills of Loveland! The neighborhood also offers many amenities including walking/biking trails, play areas, a basketball court and a sand volleyball court just down the street! You will need to see this open floor plan in person to see all the potential of this home, so schedule your private showing today!

4153 Stringtown Dr, Loveland

Courtesy of C3 Real Estate Solutions LLC . 970-460-4143

$500,000

4 Beds ⋅ 3 Baths ⋅ 9574100 MLS

Welcome to this inviting ranch-style home offering comfortable main-level living plus a fully finished basement with plenty of space to spread out. Situated on a large lot with no HOA and no metro district, this property offers flexibility, privacy, and room to make it your own. The kitchen features granite countertops, a pantry, and ample cabinetry. The pantry and cabinet can be relocated to create a more open layout, add additional kitchen space, or customize the room to fit your vision. The living room is filled with natural light and features a charming bay window, creating a welcoming focal point. Downstairs, the fully finished basement provides valuable additional living space for a family room, recreation area, home office, guest space, or whatever suits your needs. Outside, the possibilities continue- an extended driveway with room for RV parking, while the backyard features a spacious 10' x 16' Tough Shed that can be used for storage, hobbies, a workshop, or shop space. Enjoy a convenient Loveland location close to Mehaffey Park, shopping, and downtown Loveland, making it easy to enjoy parks, local dining, entertainment, and everyday conveniences. With a large lot, finished basement, flexible kitchen layout, RV parking, substantial storage/workshop space, and no HOA (chickens allowed)! or metro district, this home offers a rare combination of space and versatility.

2348 Fountain Dr, Loveland

Courtesy of Keller Williams Realty Northern Colorado . Colorado-Contracts@empowerhome.com,303-424-7575

$545,900

4 Beds ⋅ 4 Baths ⋅ 3241508 MLS

Welcome to this bright, clean, and picture-perfect end-unit townhome! With updates galore you are sure to be amazed with every turn as you discover all that this home has to offer. As you walk to the front door you pass through a fenced private yard with a custom patio that is perfect for entertaining. Step inside the front door and you will love the two-story great room with brick fireplace and custom hardwood flooring. The open concept flows through a dining space and into the kitchen with upgraded cabinetry, custom granite countertops, and stainless appliances. The main floor primary retreat is just steps away with a professionally designed closet system, and five-piece bath. Set up for main floor living, this unit offers a laundry room, attached two car garage, and powder bath all nearby. Upstairs is a loft so large it can be used as two spaces, put your office on one end and a reading nook on the other, or just make the whole area a fantastic play room! Last but not least, the basement living space offers enough room to be its own unit entirely. With ample storage, a large fourth bedroom, full bathroom, a bonus living room, and a second laundry room, your guests or teens will feel right at home. The neighborhood pool is being completely rebuilt and will be ready for you soon, miles of nearby trails await, and the community garden is calling your name! Steps from Boyd Lake State Park, and with fantastic front range views, this one will not last long!

2403 Trio Falls Dr, Loveland

Courtesy of Blue Yeti Homes . jonpaulmatzke@gmail.com,970-412-1956

$2,575,000

4 Beds ⋅ 4 Baths ⋅ 9076141 MLS

Horsetooth Vista Ranch — 38 Acres. Two Stalls. One Life You Don't Have To Compromise. Some buyers want the mountain. Some want the horse program. A few want the city lights from a copper soaking tub while a dressage arena sits 200 feet from the back door. This property was built for that last person. Thirty-eight acres above Horsetooth Reservoir, fully gated, with 360-degree views that run from the Front Range to the Denver skyline. The log-and-steel architecture earns that backdrop with accordion glass along the east wing, which dissolves the wall between indoors and out, and the great room's beamed ceilings make the whole thing feel carved from the landscape rather than placed on it. The kitchen is specific in the way that matters: Sub-Zero, Miele, and AGA; copper and reclaimed-wood countertops; a prep island scaled for serious cooking. The main-level primary suite looks directly over the reservoir with deck access, loft, copper soaking tub, and rain shower. The equestrian facilities are purpose-built, not decorative: heated two-stall barn with automatic waterers, four fenced pastures, a full-size dressage arena with round pen and warm-up space. Infrastructure for someone who actually rides. Outside, Viking appliances, a wood-fired pizza oven, fire pit, and integrated sound and lighting all resort-caliber, designed around the view of city lights below. This is not a compromise between a serious horse property and a luxury home. It is both, fully realized, at 38 acres above it all.

9126 Goldmine Rd, Loveland

Courtesy of Coldwell Banker Realty 14 . info@thebernardigroup.com,303-402-6000

$4,000,000

4 Beds ⋅ 5 Baths ⋅ 6010716 MLS

Every home has an origin story, and this magnificent estate on Horseshoe Lake is no exception. Representing 20 years of homebuilding expertise and thoughtful craftsmanship, this property is the quintessential lake home. Sitting on a private, gated 3.27-acre homesite with a tree-lined drive, it offers a grand sense of arrival. Extensive landscaping and a timber-and-beam entrance with a double iron door welcome you into a world of comfortable luxury. Inside, soaring ceilings and a wall of southern-exposure windows perfectly capture the essence of lake living. The open-concept layout flows seamlessly from the great room to the dining area and a chef’s kitchen featuring timeless custom cabinets, quartz countertops, and high-quality appliances. Work productively in the private home office boasts its own fireplace and custom sliding doors. The main-floor primary suite is a sun-drenched sanctuary with a double-sided fireplace, exquisite bathroom, and dual closets. The upper-level features two bedrooms plus a bonus room with a covered balcony, the ultimate vantage point for stunning sunrises and sunsets. Designed for entertaining in style, the walk-out basement features a bar, wine room, theater room, fitness room, steam shower, and a 4th bedroom. From here, step out to a covered patio complete with an outdoor shower and fireplace. In total, the home boasts over 1,500 sq ft of deck and patio spaces facing the water, including a main-level deck with the home's 5th fireplace - ideal for enjoying Colorado’s outdoor lifestyle. The expansive backyard leads to a large sand volleyball court, a concrete patio & sitting area along the seawall, a private boat ramp, and a floating dock. An oversized 1,200 sq ft, 3-car garage with two 12ft doors and one 8ft door provides abundant storage. The special features and building details of this lakefront masterpiece are too numerous to list. It must be seen to fully appreciate the incredible lifestyle it offers its next owner.

1270 E 57th St, Loveland

Courtesy of The Group Inc - Centerra . mthompson@thegroupinc.com,970-443-9910

$959,950

6 Beds ⋅ 6 Baths ⋅ 9632342 MLS

**!!MOVE-IN READY!!**SPECIAL FINANCING AVAILABLE**This Daley is designed to impress with spacious living, thoughtful design, and exceptional entertaining spaces. The main floor features a private study, elegant dining area, and a gourmet kitchen complete with stainless-steel appliances, a large quartz island, and walk-in pantry. The expansive great room with a cozy fireplace creates the perfect gathering space, while a main-floor bedroom with a private bath adds flexibility for guests or multigenerational living. Upstairs, you'll find a versatile loft, three secondary bedrooms, including two connected by a Jack-and-Jill bath, and another with convenient access to a shared bath, along with a luxurious primary suite featuring a five piece bath and spacious walk-in closet. The finished basement is an entertainer’s dream, boasting a large rec room with a stunning wet bar, an additional bedroom, and a shared bath.

3777 Emerald Shore Cir, Loveland

Courtesy of SH Realty, Inc. . 303-850-5757

$949,950

5 Beds ⋅ 4 Baths ⋅ 7697323 MLS

**!!MOVE-IN READY!!** SPECIAL FINANCING AVAILABLE!!**This Pinecrest is waiting to impress with the convenience of its ranch-style layout along with designer finishes throughout. The main floor offers a study and two generous secondary bedrooms with a shared bath. The open layout leads you to the back of the home where a beautiful gourmet kitchen awaits and features a quartz center island, walk-in pantry and stainless steel appliances. Beyond, is the open dining room and relax in the welcoming great room that has a fireplace. The nearby primary suite showcases two spacious walk-in closets and a private five piece bath. A convenient powder, laundry and mudroom complete the main level. If that wasn’t enough, this exceptional home includes a finished basement that boasts a wide-open, versatile rec room with a stunning wet bar along with a flex room and two basement bedroom that have walk-in closets and a shared bath.

Loveland

Courtesy of Richmond Realty Inc . 303-850-5757

$475,000

4 Beds ⋅ 3 Baths ⋅ 4375696 MLS

What would you do with your weekends if mowing, shoveling, painting, fencing, landscaping, and exterior maintenance were already handled? At 4008 Penrose Avenue, you get an impressive amount of living space without an equally impressive list of outdoor chores. Located in an established North Loveland neighborhood, this exceptionally clean and beautifully cared-for home offers comfortable living areas, flexible rooms, and space to spread out. The kitchen connects naturally with the main gathering areas, creating an easy setting for everyday meals, quiet mornings, and time with friends. One of the home’s most inviting features is the sunroom, a light-filled space perfect for morning coffee, reading, hobbies, plants, or simply enjoying the changing seasons from the comfort of home. The lower level adds even more flexibility. Its adjoining rooms create a unique arrangement that could work beautifully as a connected guest retreat, bedroom with private sitting room, hobby area, office suite, workout space, or combination tailored to your needs. A few cosmetic updates would allow the next owner to make the home entirely their own while enjoying its generous square footage from day one. The HOA handles the exterior maintenance, including landscaping, mowing, snow removal, fencing, and exterior painting. While the monthly dues may be higher than some communities, they provide a genuinely low-maintenance lifestyle and remove many of the expenses and responsibilities that normally come with owning a home. Conveniently located near shopping, restaurants, parks, and everyday necessities, 4008 Penrose Avenue offers something increasingly difficult to find: plenty of room to live, paired with far less to maintain.

4008 Penrose Ave, Loveland

Courtesy of LPT Realty . hollysellsco@gmail.com,720-556-0080

$894,950

4 Beds ⋅ 3 Baths ⋅ 6251795 MLS

**!!MOVE-IN READY!!**SPECIAL FINANCING AVAILABLE**This stunning Daniel is designed to impress with the ease of main-floor living, thoughtfully crafted spaces, and exceptional finishes throughout. From the moment you enter, you're welcomed by a private study, two spacious secondary bedrooms, a shared full bath, and a conveniently located laundry room. At the heart of the home, an open-concept layout creates the perfect setting for gathering and entertaining. The inviting great room, highlighted by a cozy fireplace, flows seamlessly into the dining area and the gourmet kitchen. Here, you'll find a large quartz center island, sleek stainless-steel appliances, and a generous walk-in pantry, combining style and functionality for everyday living. Tucked away for privacy, the luxurious primary suite offers a peaceful retreat with a five piece bath and an expansive walk-in closet. Step outside to the covered patio, an ideal extension of your living space that's perfect for morning coffee, outdoor dining, or relaxing evenings with family and friends. The impressive finished basement adds even more room to live and entertain, featuring a sprawling rec room, a versatile flex space, an additional bedroom, and bath, making it perfect for guests, hobbies, or multi-generational living.

3783 Emerald Shore Cir, Loveland

Courtesy of SH Realty, Inc. . 303-850-5757

$3,950,000

2 Beds ⋅ 3 Baths ⋅ 7536805 MLS

Bar D Ranch presents a rare opportunity to own a truly unique, multi-generational ranch in the foothills of northern Colorado. With paved year-round access, it sits just 15 miles to the west of both Loveland and Ft Collins in Larimer County, offering both solitude and accessibility. Spanning 467 +/- acres, the ranch encompasses a diverse terrain ranging from mild hillside meadows to mountainous ravines and borders the National Forest on two sides. This public land border gives expansive access to thousands of acres of public land, enhancing your recreational opportunities. Improvements on the ranch include a well-maintained 2568 sf home, a 1152 sf shop with covered RV parking, and a historic 3600 barn/mill building. Historically, the ranch has supported and benefited from cattle grazing operations. More recently, grazing has been kept to a minimum, leaving more natural habitat in ideal condition to promote and support wildlife. Frequent visitors to the ranch include elk, mule deer, moose, and turkeys, along with bears, mountain lions, coyotes, and bobcats. The ranch is situated in the highly coveted GMU 20, well known by hunters as one of Colorado’s elite elk hunting units. In addition to trophy-caliber bulls, the unit is also known for a healthy population of mule deer. Bar D Ranch offers a solid base for serious hunters seeking a private foothold in one of Colorado’s premier big game units. Whether you’re seeking a premier hunting retreat, a year-round ranch residence, or just a sound land investment, the Bar D Ranch offers an unmatched opportunity to embrace the many facets of the Colorado mountain lifestyle. Its location, just 15 miles from Loveland and Ft Collins, 30 miles from Estes Park, and 70 miles from DIA, offers a highly desirable combination of convenience and private seclusion.

12711 Buckhorn Rd, Loveland

Courtesy of Fay Ranches Inc . mwilliams@fayranches.com,970-290-1617

$499,000

3 Beds ⋅ 3 Baths ⋅ 2968140 MLS

NEW LOWER PRICE! Welcome home to this beautifully updated 3-bedroom home with a dedicated lower-level study/office, perfectly located in the heart of Loveland, Colorado. Offering thoughtful upgrades, exceptional storage, and a private outdoor retreat, this home combines comfort, functionality, and convenience-all with NO HOA and NO Metro District, helping keep your monthly expenses and property taxes lower. Step inside to discover a remodeled kitchen featuring a newer range and microwave, complemented by updated flooring, newer fans and blinds, brand-new interior and screen doors, and custom closet shelving & design work. The spacious and flexible floor plan provides room to work from home, entertain guests, or simply enjoy everyday living. Outside, you'll fall in love with the gorgeous curb appeal and private backyard featuring brand-new sod, mature shade trees, a spacious deck, concrete patio, and an included storage shed. Whether you're hosting friends, gardening, or simply relaxing, this backyard offers the perfect outdoor escape. The attached extended two-car garage provides additional space for vehicles, hobbies, or outdoor gear, while the huge, well-lit crawl space offers abundant storage that's easily accessible. Currently RV & boat parking are also allowed! Additional highlights include a whole-house fan for energy-efficient comfort and Pulse high-speed fiber optic internet availability, making remote work and streaming a breeze. Enjoy an unbeatable Loveland location with off-road interior neighborhood sidewalks leading to Lake Loveland, plus easy access to Rist Benson Reservoir, Mehaffey Park, neighborhood parks, shopping, restaurants, schools, and all the recreation Northern Colorado has to offer. If you're searching for an updated Loveland home with a private backyard, modern upgrades, incredible storage, fast fiber internet, no HOA, no Metro District, and an exceptional location, this is one you won't want to miss. Schedule your private showing today!

2313 Farisita Dr, Loveland

Courtesy of Tallent Co. Real Estate . amy@homeinnoco.com,303-434-5321

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